Reply
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Easiest Barclays CC to get??

Hi all.

 

What is the easiest Barclays to get?

 

Thanks in Advance

Senior Contributor
jsucool76
Posts: 3,853
Registered: ‎12-11-2011
0

Re: Easiest Barclays CC to get??

From how many approvals I've seen, probanly the apple financing Visa.

What are your scores, how are your reports? Any negs?
;
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Easiest Barclays CC to get??


jsucool76 wrote:
From how many approvals I've seen, probanly the apple financing Visa.

What are your scores, how are your reports? Any negs?

I agree, this is one of their close to sub-prime cards but getsyou in the door with them.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
dwmaso001
Posts: 28
Registered: ‎05-09-2012
0

Re: Easiest Barclays CC to get??

I just got the Rewards card, FICOs only about 650-660.


Starting Score: 622 EQ Fico
Current Score: 654EQ 658 TU Fico
Goal Score: 720


Take the FICO Fitness Challenge
Frequent Contributor
TheConductor
Posts: 492
Registered: ‎07-24-2012
0

Re: Easiest Barclays CC to get??

+1 Apple Financing.  A lot of the approvals come on recon, so call them up after you apply if it's not an instant approval.

 

Don't be afraid to ask for a larger limit than anything you currently have.  When I apped for mine I told the credit analyst I was planning to buy the latest top of the line Macbook Pro and asked for $5000.  They gave me $2000, but considering my highest limit at the time was $500, I considered that a solid win.

 

So they're pretty generous with credit lines, even if you don't get exactly what you ask for.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12)
Current: EQ 670 (myFICO 9/8/14), EX 694 (Prosper 7/17/14) , TU 693 (WalMart 9/2/14) Goal: 700+ x3
My Wallet: Amex BCP $30k, Chase CSP VS $12.2k, Amex Zync NPSL (> 10k), C1 Venture VS $5k, Amex SPG $4.5k, Walmart (Store) $2.5k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Best Buy Rewards MC $500
My Loans: Prosper $25k/36mo
My Business: Chase Ink VS $5k
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Easiest Barclays CC to get??

She is going to apply and see what happens.

Established Contributor
CruzImperial
Posts: 869
Registered: ‎07-04-2012
0

Re: Easiest Barclays CC to get??

I would say the apple visa but only because of popularity among posters. I don't really know about their criteria.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Frequent Contributor
OptimasPrime
Posts: 348
Registered: ‎08-17-2012
0

Re: Easiest Barclays CC to get??

Honestly, I don't think Barclays underwirting varies wildly from product to product. I would just pick the one you want and go for it.

 

They seem to be pretty good about recons from what I've read around here as well

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Easiest Barclays CC to get??

She has like 6 baddies. 1 is a 17 k repo from 6 years ago and 5 which total about $550 all together..She really wants the Priceline card but afford of the baddies

Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: Easiest Barclays CC to get??

[ Edited ]

does she need the card now? 

id wait until the repo falls off. 

 

and try to pfd or gw those collections. they still hurt after 5+ years but affect it less then they would of if they were brand new. 

 

edit: also does barclays have a preapproval site? 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}