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@bmd0224 wrote:Chase pulled EQ only for me in NC.
Thank you for that.Very reassuring! Btw, I think North Carolina is a great state! Considering a move to either Raleigh or the Asheville area.Love those down home values and the food!!
kind of late now but they pulled ex only when i apped for chase freedom last month. got approved for 500 :/
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
ive had a BoA partially secured card for 2 months, to early to apply for chase freedom??? myfico 733, EQ 679, TU 655, EX 650.
or any reccomendations for what i should do next. i have an auto loan ive had 100% on time payments for 1.5 years also.
thanks for the quick reply!
@CREDITSURFER wrote:ive had a BoA partially secured card for 2 months, to early to apply for chase freedom??? myfico 733, EQ 679, TU 655, EX 650.
or any reccomendations for what i should do next. i have an auto loan ive had 100% on time payments for 1.5 years also.
Chase looks down upon secured credit cards. I would get a non-secured card from another creditor before trying out your luck with Chase.
@HiLine wrote:
@CREDITSURFER wrote:ive had a BoA partially secured card for 2 months, to early to apply for chase freedom??? myfico 733, EQ 679, TU 655, EX 650.
or any reccomendations for what i should do next. i have an auto loan ive had 100% on time payments for 1.5 years also.
Chase looks down upon secured credit cards. I would get a non-secured card from another creditor before trying out your luck with Chase.
wow...really? didnt know that at all? im assuming they see it as you are rebuilding or new to credit.
@dodgerslv wrote:
@HiLine wrote:
@CREDITSURFER wrote:ive had a BoA partially secured card for 2 months, to early to apply for chase freedom??? myfico 733, EQ 679, TU 655, EX 650.
or any reccomendations for what i should do next. i have an auto loan ive had 100% on time payments for 1.5 years also.
Chase looks down upon secured credit cards. I would get a non-secured card from another creditor before trying out your luck with Chase.
wow...really? didnt know that at all? im assuming they see it as you are rebuilding or new to credit.
I was approved for a Freedom with three secured cards on my credit report.
I don't think this is the case honestly, though I agree that 2 months is too short of time unless you have a good chunk of increasing change in a Chase depository account and have had that for a non-trivial amount of time.
@dodgerslv wrote:
@HiLine wrote:
@CREDITSURFER wrote:ive had a BoA partially secured card for 2 months, to early to apply for chase freedom??? myfico 733, EQ 679, TU 655, EX 650.
or any reccomendations for what i should do next. i have an auto loan ive had 100% on time payments for 1.5 years also.
Chase looks down upon secured credit cards. I would get a non-secured card from another creditor before trying out your luck with Chase.
wow...really? didnt know that at all? im assuming they see it as you are rebuilding or new to credit.
Let me be more specific. When I applied for Chase Freedom, the Chase credit analyst said the reason for denial was that my only card was a secured card. This exchange left a deep impression in me - why not? They rejected my application, and worse, they looked down upon the card I had proudly been owning and using.
I really hope what the Chase person said to me did not reflect Chase's policy, but to be on the safe side, I would suggest that you obtain a non-secured card before applying for a Chase card. Or having multiple secured cards may help you like it did Revelate.
@HiLine wrote:
@dodgerslv wrote:
@HiLine wrote:
@CREDITSURFER wrote:ive had a BoA partially secured card for 2 months, to early to apply for chase freedom??? myfico 733, EQ 679, TU 655, EX 650.
or any reccomendations for what i should do next. i have an auto loan ive had 100% on time payments for 1.5 years also.
Chase looks down upon secured credit cards. I would get a non-secured card from another creditor before trying out your luck with Chase.
wow...really? didnt know that at all? im assuming they see it as you are rebuilding or new to credit.
Let me be more specific. When I applied for Chase Freedom, the Chase credit analyst said the reason for denial was that my only card was a secured card. This exchange left a deep impression in me - why not? They rejected my application, and worse, they looked down upon the card I had proudly been owning and using.
I really hope what the Chase person said to me did not reflect Chase's policy, but to be on the safe side, I would suggest that you obtain a non-secured card before applying for a Chase card. Or having multiple secured cards may help you like it did Revelate.
Well eventually i want to get in with Chase (got denied back in Aug.2012 and denied on 1st recon attempt). Would like to try around sep/oct. of this year but afraid i may still get denied. I am going to take my chances and aim high (CSP), dont know what my chances will be come the time but i will be prepared to recon this time and take no for an answer...LOL.