Reply
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
0

Easiest Chase card to get?

What say you. What is the easiest Chase card to get approved for?  Thanks

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012
0

Re: Easiest Chase card to get?

From what I've read on this forum it seems to be the Freedom. Although I was denied last month with a TU Fico 648.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Contributor
wealthcreator
Posts: 211
Registered: ‎07-02-2012
0

Re: Easiest Chase card to get?

If you are asking from chase family then freedom is the easiest. 

 

However getting chase is tough than some other cards offered by GE.

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Senior Contributor
jsucool76
Posts: 3,670
Registered: ‎12-11-2011
0

Re: Easiest Chase card to get?

I would say the chase amazon visa is probably the easiest, both of my sisters got it without an ounce of credit history, although, whether you define that as a "Chase" card or not is up to you. 

 

The easiest Chase non-store card type card though is probably the freedom. :smileyvery-happy: 

>
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
0

Re: Easiest Chase card to get?

[ Edited ]

OK, Chase Freedom seem to be the top pick based on my question.Now I have to hope they pull either EQ or EX. Preferably EQ. I'm in central florida.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Contributor
wealthcreator
Posts: 211
Registered: ‎07-02-2012
0

Re: Easiest Chase card to get?

They can pull from any cra. They pulled my EX here in WA.

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
__________________________________________
Established Contributor
kobe2012
Posts: 697
Registered: ‎03-16-2012
0

Re: Easiest Chase card to get?

Has anyone gotten hard inquiry on two credit bureaus? When I applied they pulled TU and EX.... Of course, was denied


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Moderator
Revelate
Posts: 9,648
Registered: ‎12-30-2011
0

Re: Easiest Chase card to get?


kobe2012 wrote:

Has anyone gotten hard inquiry on two credit bureaus? When I applied they pulled TU and EX.... Of course, was denied


Generally speaking Chase only does this in marginal approval cases; even today with computerized reporting, competition between the various CRA's nearly insures that one's report won't be matching across the three.  As a result, lenders and Chase is no exception, will tend to pull a second bureau's data if they don't feel they have enough resolution to approval you, but not enough to unilaterally deny you either.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


Take the myFICO Fitness Challenge
Regular Contributor
altayar
Posts: 248
Registered: ‎08-19-2010
0

Re: Easiest Chase card to get?

They pulled both EX and EQ when I got approved for the Amazon.com card.

 


kobe2012 wrote:

Has anyone gotten hard inquiry on two credit bureaus? When I applied they pulled TU and EX.... Of course, was denied




Contributor
tbolt2
Posts: 84
Registered: ‎03-11-2011
0

Re: Easiest Chase card to get?

They pulled TU for my Freedom  app on 08/20. I was denied, not completely unexpected but I was hoping....

 

I called the backdoor number listed in the stickied thread for recon, still no go. The main reason for the denial is utilization because TU has not reported multiple PIF's i made this month as of the 20th......The person I spoke with was very helpful, asked questions about each item they had an issue with, then put me on hold. Came back and said they could not approve it.

 

I'll probably wait til next year to reapply...the Discover More, Citi Simplicity, and Lowes store card I got this week have have provided some relief for the app itch....well.....that and the wife seems to think 20 CC's is too many, LOL.....  she just doesn't want to carry all of them around :smileyhappy:


Starting Score: 534 11/09
Current Score: FICO 652 05/11
Goal Score: 700+


Take the FICO Fitness Challenge


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}