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Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Easiest Chase card to get?

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‎08-26-2012 06:28 PM

 

kobe2012 wrote:

Has anyone gotten hard inquiry on two credit bureaus? When I applied they pulled TU and EX.... Of course, was denied

They pulled EX and EQ on mine

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
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kobe2012
Posts: 583
Registered: ‎03-16-2012

Re: Easiest Chase card to get?

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‎08-26-2012 06:32 PM - edited ‎08-26-2012 06:34 PM

jd5189 wrote:

 

kobe2012 wrote:

Has anyone gotten hard inquiry on two credit bureaus? When I applied they pulled TU and EX.... Of course, was denied

They pulled EX and EQ on mine

 it's weird when i asked for recon, the guy said they only pulled TU...

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
tryin to garden!!!!!

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Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Easiest Chase card to get?

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‎08-26-2012 06:44 PM

Could be geographic location, I know some banks pull different ones depending on your geographic location

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
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Established Contributor
kobe2012
Posts: 583
Registered: ‎03-16-2012

Re: Easiest Chase card to get?

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‎08-26-2012 06:55 PM

jd5189 wrote:

Could be geographic location, I know some banks pull different ones depending on your geographic location

yea, probably... now i'm scared to apply since it'll be double pull....


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
tryin to garden!!!!!

Take the FICO Fitness Challenge
 
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bmd0224
Posts: 56
Registered: ‎07-15-2012

Re: Easiest Chase card to get?

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‎08-26-2012 06:55 PM

I was approved for the Chase Sapphire Preferred while my EQ was 698. They extended me a 5K CL Visa Sig. I was really thrilled as this was the card I wanted the most! 

01/11/13:
EQ Fico: 710 (from myfico)
TU Fico: 741 (from Walmart)
EX Fico: 737 (from BoA)

Chase Sapphire Pref I Chase Mileage Explorer I Amex Delta I Amex PRG I Chase PC Rewards I Dillards I BoA123 I Walmart Discover I Cap One I BoA Hawaiian Airlines I Amex Hilton Honors

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kobe2012
Posts: 583
Registered: ‎03-16-2012

Re: Easiest Chase card to get?

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‎08-26-2012 06:59 PM

bmd0224 wrote:

I was approved for the Chase Sapphire Preferred while my EQ was 698. They extended me a 5K CL Visa Sig. I was really thrilled as this was the card I wanted the most! 

congratz!!!! that's a nice lookin card..... would love to have that in my wallet soon...


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
tryin to garden!!!!!

Take the FICO Fitness Challenge
 
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Valued Contributor
CreditScholar
Posts: 1,326
Registered: ‎01-22-2012

Re: Easiest Chase card to get?

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‎08-26-2012 07:12 PM

The Slate and Disney cards are also fairly easy to get. However they may not be of much value to you since the Slate has no rewards, and the Disney card targets a fairly specific audience.

FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
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webhopper
Posts: 6,616
Registered: ‎09-16-2011

Re: Easiest Chase card to get?

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‎08-26-2012 08:01 PM

altayar wrote:

They pulled both EX and EQ when I got approved for the Amazon.com card.

 

kobe2012 wrote:

Has anyone gotten hard inquiry on two credit bureaus? When I applied they pulled TU and EX.... Of course, was denied



 

Same here. They pulled eq originally and then ex on recon.
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


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Established Contributor
MountainHiker
Posts: 643
Registered: ‎08-07-2012

Re: Easiest Chase card to get?

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‎08-26-2012 08:15 PM

kobe2012 wrote:
jd5189 wrote:

 

kobe2012 wrote:

Has anyone gotten hard inquiry on two credit bureaus? When I applied they pulled TU and EX.... Of course, was denied

They pulled EX and EQ on mine

 it's weird when i asked for recon, the guy said they only pulled TU...

I think it may depend in which region of the country a person is located.I hear that the CRA of choice for Chase in florida could be EQ,but now that I've said that Chase will probably pull TU or EX lol

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
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bmd0224
Posts: 56
Registered: ‎07-15-2012

Re: Easiest Chase card to get?

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‎08-27-2012 08:51 AM

Chase pulled EQ only for me in NC.

01/11/13:
EQ Fico: 710 (from myfico)
TU Fico: 741 (from Walmart)
EX Fico: 737 (from BoA)

Chase Sapphire Pref I Chase Mileage Explorer I Amex Delta I Amex PRG I Chase PC Rewards I Dillards I BoA123 I Walmart Discover I Cap One I BoA Hawaiian Airlines I Amex Hilton Honors

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