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I usually only read the high limit prestige cards being held, just curious - do they even have a "easier" card to obtain?
Thanks for any replies!
@QAMngrGirl wrote:I usually only read the high limit prestige cards being held, just curious - do they even have a "easier" card to obtain?
Thanks for any replies!
Forward would be your best bet; good luck!
In my experience, there is "no" easy Citi card to get.
With Citi, unless you meet their computers parameters, you will be declined without exception. Credit analysts cannot overturn auto declines. You can recon by writing their EO, but not sure if it's worth all the effort.
@Open123 wrote:In my experience, there is "no" easy Citi card to get.
With Citi, unless you meet their computers parameters, you will be declined without exception. Credit analysts cannot overturn auto declines. You can recon by writing their EO, but not sure if it's worth all the effort.
That was the impression I got too.
And, I thought the Forward was a student card?
I think the CITI Thank You card is the easiest.
The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that.
@chnceit wrote:I think the CITI Thank You card is the easiest.
The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that.
I didn't even have that option when I applied few months ago, it didn't say anything about being a student.
I finally got a AA Advantage card after trying with Citi 3 times before all with a fico score over 680, i finally got it after a fit of rage of getting denied again and apped again and was approved after calling in and verifying some info, Gave me a low limit though about 4 grand less than I thought they would start me out at.
I got approved for Citi Preferred today, they pulled my Experian and have a score of 712. My utilization rate it at 45-54% one of the two, cant remember.
@chnceit wrote:I think the CITI Thank You card is the easiest.
The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that.
This is a recent change that happened in the past month or two. There were two versions of the card, and now they got rid of the regular version and only have the student version.
Citi is hard as heck to get in with!!!
It took me like so many recons I can't even remember to get my Citi Diamond Preferred !!!!! and my fico was way over 680+. On their scale of 200-950, I believe I got a 669.
No Citi card is easy to get imo.
BUT, reconning can be worth the effort if you are willing....
after contacting the EO, I got approved for a CDP with a $5k limit.