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Frequent Contributor
Posts: 463
Registered: ‎11-28-2012
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Easiest Citibank Credit Card to get?

I usually only read the high limit prestige cards being held, just curious - do they even have a "easier" card to obtain? 

 

Thanks for any replies!

 

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


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Posts: 1,910
Registered: ‎11-17-2012
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Re: Easiest Citibank Credit Card to get?


QAMngrGirl wrote:

I usually only read the high limit prestige cards being held, just curious - do they even have a "easier" card to obtain? 

 

Thanks for any replies!

 


Forward would be your best bet; good luck!

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Registered: ‎02-23-2011
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Re: Easiest Citibank Credit Card to get?

In my experience, there is "no" easy Citi card to get.  

 

With Citi, unless you meet their computers parameters, you will be declined without exception.  Credit analysts cannot overturn auto declines.  You can recon by writing their EO, but not sure if it's worth all the effort.

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Re: Easiest Citibank Credit Card to get?


Open123 wrote:

In my experience, there is "no" easy Citi card to get.  

 

With Citi, unless you meet their computers parameters, you will be declined without exception.  Credit analysts cannot overturn auto declines.  You can recon by writing their EO, but not sure if it's worth all the effort.


That was the impression I got too.

And, I thought the Forward was a student card?

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
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Re: Easiest Citibank Credit Card to get?

I think the CITI Thank You card is the easiest. 

 

The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that. 


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Registered: ‎09-25-2011
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Re: Easiest Citibank Credit Card to get?


chnceit wrote:

I think the CITI Thank You card is the easiest. 

 

The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that. 


I didn't even have that option when I applied few months ago, it didn't say anything about being a student.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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Re: Easiest Citibank Credit Card to get?

 I finally got a AA Advantage card after trying with Citi 3 times before all with a fico score over 680, i finally got it after a fit of rage of getting denied again and apped again and was approved after calling in and verifying some info, Gave me a low limit though about 4 grand less than I thought they would start me out at.

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Registered: ‎01-15-2008
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Re: Easiest Citibank Credit Card to get?

[ Edited ]

I got approved for Citi Preferred today, they pulled my Experian and have a score of 712.  My utilization rate it at 45-54% one of the two, cant remember.

Starting Scores: Low 500's 2/27/08
Current Scores:Transunion: 700 02/13/15 Experian: 713 02/17/15 Equifax: 736 02/18/15
Goal Score: 770 Across the board!!
Valued Contributor
Posts: 1,986
Registered: ‎01-24-2012
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Re: Easiest Citibank Credit Card to get?


chnceit wrote:

I think the CITI Thank You card is the easiest. 

 

The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that. 


This is a recent change that happened in the past month or two. There were two versions of the card, and now they got rid of the regular version and only have the student version.

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Posts: 6,260
Registered: ‎08-16-2012
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Re: Easiest Citibank Credit Card to get?

Citi is hard as heck to get in with!!!

 

It took me like so many recons I can't even remember to get my Citi Diamond Preferred !!!!! and my fico was way over 680+. On their scale of 200-950, I believe I got a 669.

 

No Citi card is easy to get imo.

 

BUT, reconning can be worth the effort if you are willing....

 

after contacting the EO, I got approved for a CDP with a $5k limit.

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