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Frequent Contributor
QAMngrGirl
Posts: 463
Registered: ‎11-28-2012

Easiest Citibank Credit Card to get?

I usually only read the high limit prestige cards being held, just curious - do they even have a "easier" card to obtain? 

 

Thanks for any replies!

 

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Valued Contributor
daybreakgonesXe
Posts: 1,740
Registered: ‎11-17-2012

Re: Easiest Citibank Credit Card to get?


QAMngrGirl wrote:

I usually only read the high limit prestige cards being held, just curious - do they even have a "easier" card to obtain? 

 

Thanks for any replies!

 


Forward would be your best bet; good luck!

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EQ FICO 709 TU FICO 746 Credit Karma (TU) 780 Transrisk 821/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733
Senior Contributor
Open123
Posts: 4,018
Registered: ‎02-23-2011

Re: Easiest Citibank Credit Card to get?

In my experience, there is "no" easy Citi card to get.  

 

With Citi, unless you meet their computers parameters, you will be declined without exception.  Credit analysts cannot overturn auto declines.  You can recon by writing their EO, but not sure if it's worth all the effort.

Frequent Contributor
QAMngrGirl
Posts: 463
Registered: ‎11-28-2012

Re: Easiest Citibank Credit Card to get?


Open123 wrote:

In my experience, there is "no" easy Citi card to get.  

 

With Citi, unless you meet their computers parameters, you will be declined without exception.  Credit analysts cannot overturn auto declines.  You can recon by writing their EO, but not sure if it's worth all the effort.


That was the impression I got too.

And, I thought the Forward was a student card?

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: Easiest Citibank Credit Card to get?

I think the CITI Thank You card is the easiest. 

 

The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that. 


$100K in Credit
Last Credit Card App: 11/16/13
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Easiest Citibank Credit Card to get?


chnceit wrote:

I think the CITI Thank You card is the easiest. 

 

The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that. 


I didn't even have that option when I applied few months ago, it didn't say anything about being a student.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
dodgeball
Posts: 761
Registered: ‎10-16-2007

Re: Easiest Citibank Credit Card to get?

 I finally got a AA Advantage card after trying with Citi 3 times before all with a fico score over 680, i finally got it after a fit of rage of getting denied again and apped again and was approved after calling in and verifying some info, Gave me a low limit though about 4 grand less than I thought they would start me out at.

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Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


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New Contributor
AyalaZero
Posts: 58
Registered: ‎01-15-2008

Re: Easiest Citibank Credit Card to get?

[ Edited ]

I got approved for Citi Preferred today, they pulled my Experian and have a score of 712.  My utilization rate it at 45-54% one of the two, cant remember.

Starting Scores: Low 500's 2/27/08
Current Scores:Transunion: 686 11/08/13 Experian: 659 12/02/13 Equifax: 703 12/03/13
Goal Score: 770 Across the board!!
Valued Contributor
navigatethis12
Posts: 1,881
Registered: ‎01-24-2012

Re: Easiest Citibank Credit Card to get?


chnceit wrote:

I think the CITI Thank You card is the easiest. 

 

The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that. 


This is a recent change that happened in the past month or two. There were two versions of the card, and now they got rid of the regular version and only have the student version.

Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Easiest Citibank Credit Card to get?

Citi is hard as heck to get in with!!!

 

It took me like so many recons I can't even remember to get my Citi Diamond Preferred !!!!! and my fico was way over 680+. On their scale of 200-950, I believe I got a 669.

 

No Citi card is easy to get imo.

 

BUT, reconning can be worth the effort if you are willing....

 

after contacting the EO, I got approved for a CDP with a $5k limit.

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