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Easiest Citibank Credit Card to get?

Frequent Contributor

Easiest Citibank Credit Card to get?

I usually only read the high limit prestige cards being held, just curious - do they even have a "easier" card to obtain? 

 

Thanks for any replies!

 

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Message 1 of 15
14 REPLIES
Valued Contributor

Re: Easiest Citibank Credit Card to get?


QAMngrGirl wrote:

I usually only read the high limit prestige cards being held, just curious - do they even have a "easier" card to obtain? 

 

Thanks for any replies!

 


Forward would be your best bet; good luck!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 2 of 15
Super Contributor

Re: Easiest Citibank Credit Card to get?

In my experience, there is "no" easy Citi card to get.  

 

With Citi, unless you meet their computers parameters, you will be declined without exception.  Credit analysts cannot overturn auto declines.  You can recon by writing their EO, but not sure if it's worth all the effort.

Message 3 of 15
Frequent Contributor

Re: Easiest Citibank Credit Card to get?


Open123 wrote:

In my experience, there is "no" easy Citi card to get.  

 

With Citi, unless you meet their computers parameters, you will be declined without exception.  Credit analysts cannot overturn auto declines.  You can recon by writing their EO, but not sure if it's worth all the effort.


That was the impression I got too.

And, I thought the Forward was a student card?

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Message 4 of 15
Valued Contributor

Re: Easiest Citibank Credit Card to get?

I think the CITI Thank You card is the easiest. 

 

The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that. 


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 5 of 15
Established Contributor

Re: Easiest Citibank Credit Card to get?


chnceit wrote:

I think the CITI Thank You card is the easiest. 

 

The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that. 


I didn't even have that option when I applied few months ago, it didn't say anything about being a student.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 6 of 15
Established Contributor

Re: Easiest Citibank Credit Card to get?

 I finally got a AA Advantage card after trying with Citi 3 times before all with a fico score over 680, i finally got it after a fit of rage of getting denied again and apped again and was approved after calling in and verifying some info, Gave me a low limit though about 4 grand less than I thought they would start me out at.

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Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


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Message 7 of 15
Highlighted
New Contributor

Re: Easiest Citibank Credit Card to get?

I got approved for Citi Preferred today, they pulled my Experian and have a score of 712.  My utilization rate it at 45-54% one of the two, cant remember.

Starting Scores: Low 500's 2/27/08
Current Scores:Transunion: 700 02/13/15 Experian: 713 02/17/15 Equifax: 736 02/18/15
Goal Score: 770 Across the board!!
Message 8 of 15
Valued Contributor

Re: Easiest Citibank Credit Card to get?


chnceit wrote:

I think the CITI Thank You card is the easiest. 

 

The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that. 


This is a recent change that happened in the past month or two. There were two versions of the card, and now they got rid of the regular version and only have the student version.

Message 9 of 15
Senior Contributor

Re: Easiest Citibank Credit Card to get?

Citi is hard as heck to get in with!!!

 

It took me like so many recons I can't even remember to get my Citi Diamond Preferred !!!!! and my fico was way over 680+. On their scale of 200-950, I believe I got a 669.

 

No Citi card is easy to get imo.

 

BUT, reconning can be worth the effort if you are willing....

 

after contacting the EO, I got approved for a CDP with a $5k limit.

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Message 10 of 15