Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 463
Registered: ‎11-28-2012
0

Easiest Citibank Credit Card to get?

I usually only read the high limit prestige cards being held, just curious - do they even have a "easier" card to obtain? 

 

Thanks for any replies!

 

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Valued Contributor
Posts: 2,055
Registered: ‎11-17-2012
0

Re: Easiest Citibank Credit Card to get?


QAMngrGirl wrote:

I usually only read the high limit prestige cards being held, just curious - do they even have a "easier" card to obtain? 

 

Thanks for any replies!

 


Forward would be your best bet; good luck!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | Sapphire VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | FICOS: EX 793 EQ 746 TU 769 VantageScore 3.0: EX 756 EQ 756 TU 758
Super Contributor
Posts: 6,224
Registered: ‎02-23-2011
0

Re: Easiest Citibank Credit Card to get?

In my experience, there is "no" easy Citi card to get.  

 

With Citi, unless you meet their computers parameters, you will be declined without exception.  Credit analysts cannot overturn auto declines.  You can recon by writing their EO, but not sure if it's worth all the effort.

Frequent Contributor
Posts: 463
Registered: ‎11-28-2012
0

Re: Easiest Citibank Credit Card to get?


Open123 wrote:

In my experience, there is "no" easy Citi card to get.  

 

With Citi, unless you meet their computers parameters, you will be declined without exception.  Credit analysts cannot overturn auto declines.  You can recon by writing their EO, but not sure if it's worth all the effort.


That was the impression I got too.

And, I thought the Forward was a student card?

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Easiest Citibank Credit Card to get?

I think the CITI Thank You card is the easiest. 

 

The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that. 


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Easiest Citibank Credit Card to get?


chnceit wrote:

I think the CITI Thank You card is the easiest. 

 

The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that. 


I didn't even have that option when I applied few months ago, it didn't say anything about being a student.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Contributor
Posts: 761
Registered: ‎10-16-2007
0

Re: Easiest Citibank Credit Card to get?

 I finally got a AA Advantage card after trying with Citi 3 times before all with a fico score over 680, i finally got it after a fit of rage of getting denied again and apped again and was approved after calling in and verifying some info, Gave me a low limit though about 4 grand less than I thought they would start me out at.

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Highlighted
New Contributor
Posts: 71
Registered: ‎01-15-2008
0

Re: Easiest Citibank Credit Card to get?

[ Edited ]

I got approved for Citi Preferred today, they pulled my Experian and have a score of 712.  My utilization rate it at 45-54% one of the two, cant remember.

Starting Scores: Low 500's 2/27/08
Current Scores:Transunion: 700 02/13/15 Experian: 713 02/17/15 Equifax: 736 02/18/15
Goal Score: 770 Across the board!!
Valued Contributor
Posts: 2,039
Registered: ‎01-24-2012
0

Re: Easiest Citibank Credit Card to get?


chnceit wrote:

I think the CITI Thank You card is the easiest. 

 

The Forward card is only for College Students, please were getting around this if they chose non student, but now it wont let you choose that. 


This is a recent change that happened in the past month or two. There were two versions of the card, and now they got rid of the regular version and only have the student version.

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Easiest Citibank Credit Card to get?

Citi is hard as heck to get in with!!!

 

It took me like so many recons I can't even remember to get my Citi Diamond Preferred !!!!! and my fico was way over 680+. On their scale of 200-950, I believe I got a 669.

 

No Citi card is easy to get imo.

 

BUT, reconning can be worth the effort if you are willing....

 

after contacting the EO, I got approved for a CDP with a $5k limit.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.