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Easiest Citibank Store Card to get?

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Anonymous
Not applicable

Easiest Citibank Store Card to get?

Hi there,

 

I am trying to get my foot in the door with Citibank. I have a FICO around 650 to 670

 

Which one do you think would be the easiest for me to get? Thanks for any help!

 

I know they back the following cards:

 

Macys

Big O Tires

Tire Kingdom

NTB Tire

Merchants Tire

Home Depot

Shell

Staples

Office Depot

Zales

Littman Jewelers

Ross-Simons

Sidney Thomas

Sears

Brandsource

Best Buy

Exxon

Goodyear

AT&T Universal Card

Childrens Place

 

 

Message 1 of 33
32 REPLIES 32
B335is
Moderator Emeritus

Re: Easiest Citibank Store Card to get?

Most of those cards are pretty similar I think in terms of ease of approval. I'd probably decide which one will be the most useful so you have a reason to use it.
Message 2 of 33
Anonymous
Not applicable

Re: Easiest Citibank Store Card to get?

I was approved for their AAdvantage Gold MC 4k last week with 604 EQ fico according to the welcome letter. Go figure!  You'd have a great shot here for an approval and a huge CL. Plus 50k miles bonus and first annual fee is waived along with 14 months 0% apr is a pretty good offer. Have you checked their pre qualify page?

Message 3 of 33
Creditaddict
Legendary Contributor

Re: Easiest Citibank Store Card to get?

Macy's

Shell

Exxon

Best Buy

 

would be my top 4 easiest.

Message 4 of 33
longtimelurker
Epic Contributor

Re: Easiest Citibank Store Card to get?

Does getting a store card really help?  I thought that the store card and credit card were separate divisions and it's not (very) different from having any positive store card trade line as far as the Citi credit card group are concerned.

Message 5 of 33
dropluvnotbombs
Established Member

Re: Easiest Citibank Store Card to get?

Zales or Best Buy from my experience. I have learned if you apply in store because you want to purchase something on credit right then it seems to always end in an approval for DH & I.  Smiley Very Happy But yeah you should see if you have any pre-qualified offers on CitiBank first. If you do just apply for a regular CC. More useful than SC.
Barclays Cash Forward 4k | Chase Freedom 4.5k | Discover It 28.5k | Best Buy Store Card 4k | Paypal $501

FICO 8: EQ 668 | TU 748 | EX 742 | Inquiries: EQ 1 | TU 3 | EX 3 | UTILI: 1%
Message 6 of 33
IaBoy62
Established Contributor

Re: Easiest Citibank Store Card to get?

Brandsource is the only card I have been able to get.....all the others get denied for presence of BK back in 2010.  

Message 7 of 33
Anonymous
Not applicable

Re: Easiest Citibank Store Card to get?

None of them unless your credit is around 670 or higher.
Message 8 of 33
Anonymous
Not applicable

Re: Easiest Citibank Store Card to get?

i got a bestbuy mc when my score was like 580 or so. tiny limit, like 300, with AF. after my scores went up a 100 points, and i burned through 3 HP's trying to get a CL, i cancelled it just before my 2nd AF hit.

not sure if it was a fluke that i was approved or not. 

also, home depot has a pre-approval site i prob can't post the link, but you can google it

Message 9 of 33
One7
Valued Contributor

Re: Easiest Citibank Store Card to get?

Unless it has changed recently, Macy's isnt back by Citi

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Message 10 of 33
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