11-09-2010 05:22 AM
FYI in the process of rebuilding my credit and last night was instantly approved for a Chevron gas card online! I called the 800 number and my limit is $650. I had previously been denied by them about a year ago. My fiance also applied and was instantly approved with a $700 limit. I have one other GEMB card - Walmart $700 imit, and he has no other GEMB cards. They pulled Transunion.
11-09-2010 07:25 AM
Congrats on the approvals!
I was tempted to app for this, but I was just denied an Amazon store card last month, and at the top of the app it says if you were denied a GEMB within 6 months then to (essentially) not apply. I'll just let my stuff grow and fight the temptation.
11-09-2010 07:47 AM
I received a preapproved offer in the mail for a Chevron Gas card back in August and was approved instantly online for $400, the only reason i applied was because they had an incentive for 20 cents off per gallon fuel credits for 60 days. I think you can apply for a soft pull increase after 4 months of payment history on the account. I did the same thing for my walmart card went from $300 to $700. They also pulled TU for me and my scores were around 630-650 at the time. No baddies at all just a lot of inquiries and no lates.
11-09-2010 12:44 PM
GEMB must be granting credit, but they did pull all 3 cb and placed the account on all 3 cb. I was given $500 for the GEMB Chevron card!
Inquiries with all three credit bureaus? That's pretty over the top for a $500 gas card.
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