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Member
Posts: 13
Registered: ‎05-13-2010
0

Easy Chevron approval.

FYI in the process of rebuilding my credit and last night was instantly approved for a Chevron gas card online! I called the 800 number and my limit is $650. I had previously been denied by them about a year ago. My fiance also applied and was instantly approved with a $700 limit. I have one other GEMB card - Walmart $700 imit, and he has no other GEMB cards. They pulled Transunion.


Starting Score (5.13.10): 557
Current Score (12.9.10): 604
Goal Score: 700


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Valued Member
Posts: 32
Registered: ‎10-12-2010
0

Re: Easy Chevron approval.

Congrats on the approvals!

 

I was tempted to app for this, but I was just denied an Amazon store card last month, and at the top of the app it says if you were denied a GEMB within 6 months then to (essentially) not apply. I'll just let my stuff grow and fight the temptation. :smileytongue:

 

 

Frequent Contributor
Posts: 474
Registered: ‎09-12-2010
0

Re: Easy Chevron approval.

I received a preapproved offer in the mail for a Chevron Gas card back in August and was approved instantly online for $400, the only reason i applied was because they had an incentive for 20 cents off per gallon fuel credits for 60 days. I think you can apply for a soft pull increase after 4 months of payment history on the account. I did the same thing for my walmart card went from $300 to $700. They also pulled TU for me and my scores were around 630-650 at the time. No baddies at all just a lot of inquiries and no lates.

FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
In My Wallet: BankAmericard Cash Rewards($2,000), Discover More($3,000), Chase Freedom($2,000), Fidelity Amex($1,000), Sam's Club Discover($4,400), SallieMae 5% Mastercard($5,000), Amex BCE($2,000) ,Citi Simplicity($2,000), Paypal SmartConnect($3,100), Walmart Store Card($2,350), Chase Amazon Visa($700), Target RedCard($500), Capital One Cash Rewards($750), Best Buy Store Card($1,900), HHGregg($2,000), Amazon Store Card($1,250),Newegg Preferred Account($2,000), Park West($2,000), BankAmericard Travel Rewards($5,000)
Contributor
Posts: 79
Registered: ‎04-28-2009
0

Re: Easy Chevron approval.

GEMB must be granting credit, but they did pull all 3 cb and placed the account on all 3 cb. I was given $500 for the GEMB Chevron card!

Established Contributor
Posts: 545
Registered: ‎09-12-2010
0

Re: Easy Chevron approval.

 


zerocredit wrote:

GEMB must be granting credit, but they did pull all 3 cb and placed the account on all 3 cb. I was given $500 for the GEMB Chevron card!


Inquiries with all three credit bureaus? That's pretty over the top for a $500 gas card.

 

Valued Member
Posts: 32
Registered: ‎10-12-2010
0

Re: Easy Chevron approval.

I agree. I didn't know they would pull all 3 just for a gas card. Wow.

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