Reply
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Easy money, you can too.

I just redeemed my BofA Privileges /w Cash Rewards.

Total $116 before redeeming, after the redeeming I got $174 to BofA Saving.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Contributor
JonStur
Posts: 905
Registered: ‎12-25-2010
0

Re: Easy money, you can too.

Nice...they're constantly mailbox bombing me with Pre-approvals for their cash rewards card, but I will not leave the garden..


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: Easy money, you can too.

That's nice that they do the ' 50% customer bonus when you redeem your cash back into a Bank of America® checking or savings account,'

 

I'll do mine in December. I should have a good chunk then.




Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Easy money, you can too.

I also have that card and the 50% bonus was nice. I have my mom and little brother as AU and i make $25 + 50% in cash back every 2 months.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Easy money, you can too.

@CS800 Yup, next time ill cash in bigger.
@jsickz32 I'm thinking about adding dw to AU.

All in all I like BofA so far. I hope to get auto luv or sp luv soon.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
New Contributor
b1gr3dmachin3
Posts: 192
Registered: ‎07-08-2013
0

Re: Easy money, you can too.


armbenderc wrote:
I just redeemed my BofA Privileges /w Cash Rewards.

Total $116 before redeeming, after the redeeming I got $174 to BofA Saving.

Wow nice, I have just the normal BoA Cash Rewards and I like it...what's the difference between ours?

BoA 123 $2.5k (11/12) // Discover It $3.1k (7/13) // Citi Forward Student $3.8k (7/13) // Chase Freedom 5k (12/13) // Amex PRG NPSL (12/13)

Starting Score: No Credit History (11/12)
Current Score: Discover Fico 768 (7/13) Discover Fico 701(11/13) Chase Fico 737 (12/13)
Goal Score: 750+


Take the myFICO Fitness Challenge
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
0

Re: Easy money, you can too.

So this is essentially a 1.5% base card too with a BofA account?
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Super Contributor
longtimelurker
Posts: 6,801
Registered: ‎04-22-2013
0

Re: Easy money, you can too.

Yes, this is the Privileges version (for Plat Priv customers), the normal card gives 10% bonus for redeeming into BoA accounts.

 

A little complex in that it gives 2% on groceries, 3% on gas, up to a COMBINED $1,500 a quarter, so a mixture of 3 and 4.5% on those.

Most active cards: Amex BC ($50K), Cap One QS ($33K) Fidelity Amex ($20K)
Others: CSP, Freedom, Chase Amazon, Cap One QS, Penfed Plat Rewards (x2), Citi Double Cash, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus
Scores May 14: EQ 848, EX 833, TU 848 (Sep)
New Contributor
b1gr3dmachin3
Posts: 192
Registered: ‎07-08-2013
0

Re: Easy money, you can too.

Wow this is a nice card...it seems pretty much the same as my normal Cash Rewards except with a 50% bonus when depositing into a BoA account....now I want to be upgraded to this card!! lol

BoA 123 $2.5k (11/12) // Discover It $3.1k (7/13) // Citi Forward Student $3.8k (7/13) // Chase Freedom 5k (12/13) // Amex PRG NPSL (12/13)

Starting Score: No Credit History (11/12)
Current Score: Discover Fico 768 (7/13) Discover Fico 701(11/13) Chase Fico 737 (12/13)
Goal Score: 750+


Take the myFICO Fitness Challenge
Super Contributor
longtimelurker
Posts: 6,801
Registered: ‎04-22-2013
0

Re: Easy money, you can too.


b1gr3dmachin3 wrote:

Wow this is a nice card...it seems pretty much the same as my normal Cash Rewards except with a 50% bonus when depositing into a BoA account....now I want to be upgraded to this card!! lol


But always remember to compare the competition!  So Capital One Quicksilver is a no strings attached 1.5% without any fee ($75 a year for this card, waived with a combined $50K BoA balance) and no need for a bank account.  But that doesn't have the gas/grocery bonus categories.

 

Fid Amex gives 2% everywhere, but needs you to set up a free Fidelity account.  And also lacks those bonuses.

 

But the gas at least is attractive here, for those without PenFed/Fort Knox, and when Discover or Freedom doesn't cover gas.

Most active cards: Amex BC ($50K), Cap One QS ($33K) Fidelity Amex ($20K)
Others: CSP, Freedom, Chase Amazon, Cap One QS, Penfed Plat Rewards (x2), Citi Double Cash, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus
Scores May 14: EQ 848, EX 833, TU 848 (Sep)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+