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Easy store card to get?

Contributor

Easy store card to get?

I'm in the process of rebuilding my credit.  I have 3 cards opened between june-july 2012.  Cap sec 200, boa sec 300, and wells fargo sec 300.  I wanted to get a store card.  What are some generally easy store cards to get approved for?  I was looking into amazon(ge) and walmart (GE) since I use both stores.

Message 1 of 41
40 REPLIES
Established Contributor

Re: Easy store card to get?

I would have to throw in JCP (GE) as other easy-to-get card.

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Message 2 of 41
Valued Contributor

Re: Easy store card to get?

JCP, Belk, Kohls, Walmart

 

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Message 3 of 41
Frequent Contributor

Re: Easy store card to get?

Target Red Card.  they were actually my first on my rebuilding 'journey'

 

Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13
Message 4 of 41
Established Contributor

Re: Easy store card to get?

Is kohls a tripple pull since its cap1? Are they really that easy to get? My dgf scores are 625 do you think she has a chance with recent baddies?
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Message 5 of 41
Moderator Emeritus

Re: Easy store card to get?


CruzImperial wrote:

I would have to throw in JCP (GE) as other easy-to-get card.


+1. It's an easy approval and will grow nicely.

 


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Message 6 of 41
Frequent Contributor

Re: Easy store card to get?


codimom wrote:

Target Red Card.  they were actually my first on my rebuilding 'journey'

 


If you ever want to have a decent limit with Target in the future, I would suggest holding off on that. Target Bank is very similar to Capital One, in that they will reward prime applicants with a higher limit and a better APR, but their cards will never grow with you.

 

As a former Target team member, I issued hundreds of REDcard credit cards, from $200 limits at 22.9% APR, to $6000 limits and beyond at 12.99% APR. As a current REDcard holder, I can attest to the fact that they do not grow with you. Thinking about closing mine since I don't really shop there anymore, and I still have a REDcard debit card that offers the same 5% discount at POS.

Message 7 of 41
New Contributor

Re: Easy store card to get?

Fingerhut

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Message 8 of 41
Established Contributor

Re: Easy store card to get?


SwampSystems wrote:

codimom wrote:

Target Red Card.  they were actually my first on my rebuilding 'journey'

 


If you ever want to have a decent limit with Target in the future, I would suggest holding off on that. Target Bank is very similar to Capital One, in that they will reward prime applicants with a higher limit and a better APR, but their cards will never grow with you.

 

As a former Target team member, I issued hundreds of REDcard credit cards, from $200 limits at 22.9% APR, to $6000 limits and beyond at 12.99% APR. As a current REDcard holder, I can attest to the fact that they do not grow with you. Thinking about closing mine since I don't really shop there anymore, and I still have a REDcard debit card that offers the same 5% discount at POS.


Could you close and reapply later, would they consider you for a better CL/rate then?

 

 

Message 9 of 41
Established Contributor

Re: Easy store card to get?

I would say GE store cards (walmart, jcp, gap, american eagle, old navy, etc) and WFFNB (victoria secret, express, jcrew, buckles, etc) -- > I heard some of these you can get approved without hard pull if you get prequalified.


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Message 10 of 41