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Contributor
TsuSurf
Posts: 78
Registered: ‎07-01-2012
0

Easy store card to get?

I'm in the process of rebuilding my credit.  I have 3 cards opened between june-july 2012.  Cap sec 200, boa sec 300, and wells fargo sec 300.  I wanted to get a store card.  What are some generally easy store cards to get approved for?  I was looking into amazon(ge) and walmart (GE) since I use both stores.

Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
0

Re: Easy store card to get?

I would have to throw in JCP (GE) as other easy-to-get card.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
Repo-ed
Posts: 2,954
Registered: ‎02-09-2012
0

Re: Easy store card to get?

[ Edited ]

JCP, Belk, Kohls, Walmart

 

www.whogavemecredit.com The link was dead but is now corrected - MarineVietVet, myFICO moderator

Frequent Contributor
codimom
Posts: 394
Registered: ‎09-08-2010
0

Re: Easy store card to get?

Target Red Card.  they were actually my first on my rebuilding 'journey'

 


Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13


Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
0

Re: Easy store card to get?

Is kohls a tripple pull since its cap1? Are they really that easy to get? My dgf scores are 625 do you think she has a chance with recent baddies?
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

Re: Easy store card to get?


CruzImperial wrote:

I would have to throw in JCP (GE) as other easy-to-get card.


+1. It's an easy approval and will grow nicely.

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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SwampSystems
Posts: 358
Registered: ‎06-25-2012
0

Re: Easy store card to get?

[ Edited ]

codimom wrote:

Target Red Card.  they were actually my first on my rebuilding 'journey'

 


If you ever want to have a decent limit with Target in the future, I would suggest holding off on that. Target Bank is very similar to Capital One, in that they will reward prime applicants with a higher limit and a better APR, but their cards will never grow with you.

 

As a former Target team member, I issued hundreds of REDcard credit cards, from $200 limits at 22.9% APR, to $6000 limits and beyond at 12.99% APR. As a current REDcard holder, I can attest to the fact that they do not grow with you. Thinking about closing mine since I don't really shop there anymore, and I still have a REDcard debit card that offers the same 5% discount at POS.

Member
GodivaD
Posts: 6
Registered: ‎07-14-2012
0

Re: Easy store card to get?

Fingerhut

 
Starting Score: 530
Current Score: 621
Goal Score: 750


Take the myFICO Fitness Challenge

I only know my EQ fico score. 2 secured cards and 2 store cards.
Established Contributor
compassion101
Posts: 624
Registered: ‎06-06-2012
0

Re: Easy store card to get?


SwampSystems wrote:

codimom wrote:

Target Red Card.  they were actually my first on my rebuilding 'journey'

 


If you ever want to have a decent limit with Target in the future, I would suggest holding off on that. Target Bank is very similar to Capital One, in that they will reward prime applicants with a higher limit and a better APR, but their cards will never grow with you.

 

As a former Target team member, I issued hundreds of REDcard credit cards, from $200 limits at 22.9% APR, to $6000 limits and beyond at 12.99% APR. As a current REDcard holder, I can attest to the fact that they do not grow with you. Thinking about closing mine since I don't really shop there anymore, and I still have a REDcard debit card that offers the same 5% discount at POS.


Could you close and reapply later, would they consider you for a better CL/rate then?

 

 

Established Contributor
kobe2012
Posts: 691
Registered: ‎03-16-2012
0

Re: Easy store card to get?

I would say GE store cards (walmart, jcp, gap, american eagle, old navy, etc) and WFFNB (victoria secret, express, jcrew, buckles, etc) -- > I heard some of these you can get approved without hard pull if you get prequalified.


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk




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