Credit Cards Center Credit cards from our partners
Reply
Contributor
Posts: 78
Registered: ‎07-01-2012
0

Easy store card to get?

I'm in the process of rebuilding my credit.  I have 3 cards opened between june-july 2012.  Cap sec 200, boa sec 300, and wells fargo sec 300.  I wanted to get a store card.  What are some generally easy store cards to get approved for?  I was looking into amazon(ge) and walmart (GE) since I use both stores.

Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: Easy store card to get?

I would have to throw in JCP (GE) as other easy-to-get card.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
Posts: 3,001
Registered: ‎02-09-2012
0

Re: Easy store card to get?

[ Edited ]

JCP, Belk, Kohls, Walmart

 

www.whogavemecredit.com The link was dead but is now corrected - MarineVietVet, myFICO moderator

5/2012: 560 credit scores across the board
12/2014: 750+ scores across the board
Get those baddies removed!!!
Frequent Contributor
Posts: 450
Registered: ‎09-08-2010
0

Re: Easy store card to get?

Target Red Card.  they were actually my first on my rebuilding 'journey'

 

Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13
Established Contributor
Posts: 792
Registered: ‎08-30-2011
0

Re: Easy store card to get?

Is kohls a tripple pull since its cap1? Are they really that easy to get? My dgf scores are 625 do you think she has a chance with recent baddies?
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Easy store card to get?


CruzImperial wrote:

I would have to throw in JCP (GE) as other easy-to-get card.


+1. It's an easy approval and will grow nicely.

 


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Frequent Contributor
Posts: 358
Registered: ‎06-25-2012
0

Re: Easy store card to get?

[ Edited ]

codimom wrote:

Target Red Card.  they were actually my first on my rebuilding 'journey'

 


If you ever want to have a decent limit with Target in the future, I would suggest holding off on that. Target Bank is very similar to Capital One, in that they will reward prime applicants with a higher limit and a better APR, but their cards will never grow with you.

 

As a former Target team member, I issued hundreds of REDcard credit cards, from $200 limits at 22.9% APR, to $6000 limits and beyond at 12.99% APR. As a current REDcard holder, I can attest to the fact that they do not grow with you. Thinking about closing mine since I don't really shop there anymore, and I still have a REDcard debit card that offers the same 5% discount at POS.

Member
Posts: 6
Registered: ‎07-14-2012
0

Re: Easy store card to get?

Fingerhut

 
Starting Score: 530
Current Score: 621
Goal Score: 750


Take the myFICO Fitness Challenge

I only know my EQ fico score. 2 secured cards and 2 store cards.
Established Contributor
Posts: 750
Registered: ‎06-06-2012
0

Re: Easy store card to get?


SwampSystems wrote:

codimom wrote:

Target Red Card.  they were actually my first on my rebuilding 'journey'

 


If you ever want to have a decent limit with Target in the future, I would suggest holding off on that. Target Bank is very similar to Capital One, in that they will reward prime applicants with a higher limit and a better APR, but their cards will never grow with you.

 

As a former Target team member, I issued hundreds of REDcard credit cards, from $200 limits at 22.9% APR, to $6000 limits and beyond at 12.99% APR. As a current REDcard holder, I can attest to the fact that they do not grow with you. Thinking about closing mine since I don't really shop there anymore, and I still have a REDcard debit card that offers the same 5% discount at POS.


Could you close and reapply later, would they consider you for a better CL/rate then?

 

 

Established Contributor
Posts: 757
Registered: ‎03-16-2012
0

Re: Easy store card to get?

I would say GE store cards (walmart, jcp, gap, american eagle, old navy, etc) and WFFNB (victoria secret, express, jcrew, buckles, etc) -- > I heard some of these you can get approved without hard pull if you get prequalified.


Starting Score: TU: 481 12/30/2015 EQ:561 12/30/2015 EX:532 12/30/2015 (MYFICOS) BK FILED: 09/2015 DISCHARGED 12/2015 -- 02/28/2016 TU:551 EQ: 599 EX: 561

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.