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Epic Contributor
Posts: 28,368
Registered: ‎10-23-2007
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Ebates... Credit Pull? - Update

[ Edited ]

Anyone applied lately and can post who they pulled?

I know usually TU but someone posted they pulled EX on their approval.

I may have left the garden 06/20/2016 Smiley Tongue
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Established Contributor
Posts: 580
Registered: ‎02-14-2013
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Re: Ebates... Credit Pull?

They pulled EX for me, about 4 months ago.

Moderator
Posts: 9,357
Registered: ‎09-22-2012
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Re: Ebates... Credit Pull?


Countingpennies wrote:

They pulled EX for me, about 4 months ago.


Where are you located?  They pulled TU for me, got a temp $750 limit, card arrived as Signature with $4k limit (I think), Credit Solutions bumped it to $10k a few months later.  I love Ebates and this card .

Epic Contributor
Posts: 28,368
Registered: ‎10-23-2007
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Re: Ebates... Credit Pull?


B335is wrote:

Countingpennies wrote:

They pulled EX for me, about 4 months ago.


Where are you located?  They pulled TU for me, got a temp $750 limit, card arrived as Signature with $4k limit (I think), Credit Solutions bumped it to $10k a few months later.  I love Ebates and this card .


CA

 

they have pulled TU in past but recently with people mentioning EX was considering again!

I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Moderator
Posts: 9,357
Registered: ‎09-22-2012
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Re: Ebates... Credit Pull?


Creditaddict wrote:

B335is wrote:

Countingpennies wrote:

They pulled EX for me, about 4 months ago.


Where are you located?  They pulled TU for me, got a temp $750 limit, card arrived as Signature with $4k limit (I think), Credit Solutions bumped it to $10k a few months later.  I love Ebates and this card .


CA

 

they have pulled TU in past but recently with people mentioning EX was considering again!


I wonder where countingpennies is located?  I save my EX pulls for nice bonuses Smiley Happy

Moderator
Posts: 27,447
Registered: ‎12-13-2013
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Re: Ebates... Credit Pull?


Creditaddict wrote:

B335is wrote:

Countingpennies wrote:

They pulled EX for me, about 4 months ago.


Where are you located?  They pulled TU for me, got a temp $750 limit, card arrived as Signature with $4k limit (I think), Credit Solutions bumped it to $10k a few months later.  I love Ebates and this card .


CA

 

they have pulled TU in past but recently with people mentioning EX was considering again!


Credit Addict I was the one who reported the EX pull earlier today, I am located in Idaho..


EX Fico 08 Bankcard 06/16: 794 (+1) EX Fico 8; 775 (+9)
TU Fico 8 06/16: 779 (+2)
EQ Fico 8 06/16; 774 (+5)
Epic Contributor
Posts: 28,368
Registered: ‎10-23-2007
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Re: Ebates... Credit Pull? - UPDATE

DECLINE and typical of GE (Syn... what's the name?) He would not even tell me EX OR TU?

I called because I thought for a "split second" I had a chance because the message said it was being prcoessed, guess that's the new way to say declined!

He said I will see what report was pulled and reasons on letter in mail.

I said I just want to know TU OR EX, I don't care about anything else.

He said "That will be listed on the letter"

me "So you don't know?"

him "No, I have it right here, but we don't go into the credit report reasons over the phone"

me "I know, that's why I only asked what report was pulled not why it was declined"

him "What report was pulled goes into the decision"

me "exhausting!"

I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Moderator
Posts: 9,357
Registered: ‎09-22-2012
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Re: Ebates... Credit Pull? - UPDATE


Creditaddict wrote:

DECLINE and typical of GE (Syn... what's the name?) He would not even tell me EX OR TU?

I called because I thought for a "split second" I had a chance because the message said it was being prcoessed, guess that's the new way to say declined!

He said I will see what report was pulled and reasons on letter in mail.

I said I just want to know TU OR EX, I don't care about anything else.

He said "That will be listed on the letter"

me "So you don't know?"

him "No, I have it right here, but we don't go into the credit report reasons over the phone"

me "I know, that's why I only asked what report was pulled not why it was declined"

him "What report was pulled goes into the decision"

me "exhausting!"


Sorry for the denial.  Was this Credit Solutions?  I had a similar experience when I applied, I thought $750 was the permanent limit and he kept saying it was.  But he wouldn't tell me anything else like it is a national secret.

Epic Contributor
Posts: 28,368
Registered: ‎10-23-2007
0

Re: Ebates... Credit Pull? - UPDATE


B335is wrote:

Creditaddict wrote:

DECLINE and typical of GE (Syn... what's the name?) He would not even tell me EX OR TU?

I called because I thought for a "split second" I had a chance because the message said it was being prcoessed, guess that's the new way to say declined!

He said I will see what report was pulled and reasons on letter in mail.

I said I just want to know TU OR EX, I don't care about anything else.

He said "That will be listed on the letter"

me "So you don't know?"

him "No, I have it right here, but we don't go into the credit report reasons over the phone"

me "I know, that's why I only asked what report was pulled not why it was declined"

him "What report was pulled goes into the decision"

me "exhausting!"


Sorry for the denial.  Was this Credit Solutions?  I had a similar experience when I applied, I thought $750 was the permanent limit and he kept saying it was.  But he wouldn't tell me anything else like it is a national secret.


Yes, and the USA Credit Soltuions at that!

I may have left the garden 06/20/2016 Smiley Tongue
Partner Joined Garden 04/11/2016
Moderator
Posts: 9,357
Registered: ‎09-22-2012
0

Re: Ebates... Credit Pull? - UPDATE


Creditaddict wrote:

B335is wrote:

Creditaddict wrote:

DECLINE and typical of GE (Syn... what's the name?) He would not even tell me EX OR TU?

I called because I thought for a "split second" I had a chance because the message said it was being prcoessed, guess that's the new way to say declined!

He said I will see what report was pulled and reasons on letter in mail.

I said I just want to know TU OR EX, I don't care about anything else.

He said "That will be listed on the letter"

me "So you don't know?"

him "No, I have it right here, but we don't go into the credit report reasons over the phone"

me "I know, that's why I only asked what report was pulled not why it was declined"

him "What report was pulled goes into the decision"

me "exhausting!"


Sorry for the denial.  Was this Credit Solutions?  I had a similar experience when I applied, I thought $750 was the permanent limit and he kept saying it was.  But he wouldn't tell me anything else like it is a national secret.


Yes, and the USA Credit Soltuions at that!


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