Either Amex made a mistake, or SUPER LOVE!

KatherineLee · ‎02-14-2011

I have been receiving pre-approvals for Amex BCE cards for a half a year now. But I have been afraid to apply. Recently I tried for a PC from my Slate to Freedom and was told I was ineligible, and three clerks literally could not tell me why. GAWR! Then tried for a CLI from 4k to 5k for my US Banks FlexPerks Cash Rewards so I could be eligible for Cash+ card, but was declined (have called for recon and is getting manually reviewed by different department). So I was ticked - not feeling the love, so I applied for Amex BCE card. Approved instantly online! Called into customer service to find my credit limit. 15,000!?!?! Wth!? That's more than half my annual income. Either they made a mistake, or they really want me in their family! My first Amex card! Other cards: US Bank Flexperks Cash Rewards 4k (4.5 years old) Chase Slate 3k (2 years) Discover More 3k (1.5 years) Citibank Platinum 1k (1 year) Kohls $600 (3.5 years) FICO Transunion: 740 pulled July 2012 So yeah. Happy again. Even if they reevaluate my Amex and lower it to 2k, I am still HAPPY. Not so much with US Bank and Chase right now.

CruzImperial · ‎07-04-2012

Wow that is super duper nice lol congrats!!

!
If only.. one day.. sigh.

Crashem · ‎01-26-2012

Congrats. Hope it is accurate. These things happen. If 15k, then use lighty for a couple of months and see if you can get 61 day cli. Either way, having that card report for a few months and can use it to get your other cl up.

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

MountainHiker · ‎08-07-2012

I'm a sucker for a happy story.Hope I can be as forunate. Congrats !!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured

Jlu · ‎06-12-2012

This is like the thread where the guy got a $10.5k CL from Discover.. sometimes you just slip through the cracks..

KatherineLee · ‎02-14-2011

I am not Interested in a larger cl from Amex. I just want more love from us bank and chase.

Crashem · ‎01-26-2012

Larger cl from Amex = more love from us bank and chase

Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

jamesdwi · ‎09-16-2011

probablyt real... AMEX has been known to give 3x your highest CL when approved for a revolver. I got a 6k AMEX blue and my highest showing CL was 2k. I would wait on the CLI for 6 months, Would hate to be countered with 16k or something crazy like that, hopefully at 6 months they would be more willing to give you at least 2x your CL

Wallet: FNBO DISC 7.5k, , Chase Freedom 3.3k & Slate 3.3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & AMEX Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 4.8k, and a nice stack of store cards.
Last APP 5/16/2013

xiownthisplacex · ‎08-29-2011

Wow congrats! They only gave me 1k when I already had a few CCs with 5k limits, and I have been an AU since 1998

Yes, ask for the CLI in 61 days, I'm curious what will happen.

Starting Score Myfico EQ: 676 08/11/2011
Current Score: Citi EQ Pull: 745 Walmart TU08: 750 AMEX EX Pull: 745 1/21/2013 Goal Score: 780+
Hover over image to see limits
NPSL