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Either Amex made a mistake, or SUPER LOVE!

Valued Member

Either Amex made a mistake, or SUPER LOVE!

I have been receiving pre-approvals for Amex BCE cards for a half a year now. But I have been afraid to apply. Recently I tried for a PC from my Slate to Freedom and was told I was ineligible, and three clerks literally could not tell me why. GAWR! Then tried for a CLI from 4k to 5k for my US Banks FlexPerks Cash Rewards so I could be eligible for Cash+ card, but was declined (have called for recon and is getting manually reviewed by different department). So I was ticked - not feeling the love, so I applied for Amex BCE card. Approved instantly online! Called into customer service to find my credit limit. 15,000!?!?! Wth!? That's more than half my annual income. Either they made a mistake, or they really want me in their family! My first Amex card! Other cards: US Bank Flexperks Cash Rewards 4k (4.5 years old) Chase Slate 3k (2 years) Discover More 3k (1.5 years) Citibank Platinum 1k (1 year) Kohls $600 (3.5 years) FICO Transunion: 740 pulled July 2012 So yeah. Happy again. Even if they reevaluate my Amex and lower it to 2k, I am still HAPPY. Not so much with US Bank and Chase right now.
Message 1 of 10
9 REPLIES
Established Contributor

Re: Either Amex made a mistake, or SUPER LOVE!

Wow that is super duper nice lol congrats!! Smiley Happy!
If only.. one day.. sigh.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 2 of 10
Valued Contributor

Re: Either Amex made a mistake, or SUPER LOVE!

Congrats.  Hope it is accurate.  These things happen.  If 15k, then use lighty for a couple of months and see if you can get 61 day cli.  Either way, having that card report for a few months and can use it to get your other cl up.

               LIMITS IN CARD DESCRIPTIONS
Message 3 of 10
Established Contributor

Re: Either Amex made a mistake, or SUPER LOVE!

I'm a sucker for a happy story.Hope I can be as forunate. Congrats !!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 4 of 10
Established Contributor

Re: Either Amex made a mistake, or SUPER LOVE!

This is like the thread where the guy got a $10.5k CL from Discover.. sometimes you just slip through the cracks..

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 5 of 10
Valued Member

Re: Either Amex made a mistake, or SUPER LOVE!

I am not Interested in a larger cl from Amex. I just want more love from us bank and chase.
Message 6 of 10
Valued Contributor

Re: Either Amex made a mistake, or SUPER LOVE!

Larger cl from Amex = more love from us bank and chase

               LIMITS IN CARD DESCRIPTIONS
Message 7 of 10
Valued Contributor

Re: Either Amex made a mistake, or SUPER LOVE!

probablyt real...  AMEX has been known to give 3x your highest CL when approved for a revolver. I got a 6k AMEX blue and my highest showing CL was 2k. I would wait on the CLI for 6 months, Would hate to be countered  with 16k or something crazy like that, hopefully at 6 months they would be more willing to give you at least 2x your CL 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 8 of 10
Frequent Contributor

Re: Either Amex made a mistake, or SUPER LOVE!

Wow congrats! They only gave me 1k when I already had a few CCs with 5k limits, and I have been an AU since 1998 Smiley Sad

 

Yes, ask for the CLI in 61 days, I'm curious what will happen.

Message 9 of 10
Highlighted
Frequent Contributor

Re: Either Amex made a mistake, or SUPER LOVE!


Crashem wrote:

Larger cl from Amex = more love from us bank and chase


+1 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 10 of 10