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Valued Member
KatherineLee
Posts: 49
Registered: ‎02-14-2011

Either Amex made a mistake, or SUPER LOVE!

I have been receiving pre-approvals for Amex BCE cards for a half a year now. But I have been afraid to apply. Recently I tried for a PC from my Slate to Freedom and was told I was ineligible, and three clerks literally could not tell me why. GAWR! Then tried for a CLI from 4k to 5k for my US Banks FlexPerks Cash Rewards so I could be eligible for Cash+ card, but was declined (have called for recon and is getting manually reviewed by different department). So I was ticked - not feeling the love, so I applied for Amex BCE card. Approved instantly online! Called into customer service to find my credit limit. 15,000!?!?! Wth!? That's more than half my annual income. Either they made a mistake, or they really want me in their family! My first Amex card! Other cards: US Bank Flexperks Cash Rewards 4k (4.5 years old) Chase Slate 3k (2 years) Discover More 3k (1.5 years) Citibank Platinum 1k (1 year) Kohls $600 (3.5 years) FICO Transunion: 740 pulled July 2012 So yeah. Happy again. Even if they reevaluate my Amex and lower it to 2k, I am still HAPPY. Not so much with US Bank and Chase right now.
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: Either Amex made a mistake, or SUPER LOVE!

Wow that is super duper nice lol congrats!! :smileyhappy:!
If only.. one day.. sigh.
Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: Either Amex made a mistake, or SUPER LOVE!

Congrats.  Hope it is accurate.  These things happen.  If 15k, then use lighty for a couple of months and see if you can get 61 day cli.  Either way, having that card report for a few months and can use it to get your other cl up.

               LIMITS IN CARD DESCRIPTIONS
Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: Either Amex made a mistake, or SUPER LOVE!

[ Edited ]

I'm a sucker for a happy story.Hope I can be as forunate. Congrats !!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
Jlu
Posts: 528
Registered: ‎06-12-2012

Re: Either Amex made a mistake, or SUPER LOVE!

This is like the thread where the guy got a $10.5k CL from Discover.. sometimes you just slip through the cracks..

Wallet: JP Morgan Select Visa Signature $10k | Chase Sapphire Preferred $7k | Citi ThankYou Premier Visa Signature $5700 | AMEX Premier Rewards Gold Card | Barclaycard Visa $5k | Discover More $10k | Chase Freedom Visa $3k | Capital One Quicksilver $3k | Bank of America Cash Rewards Visa Signature $8k | Walmart Store $5k | Amazon Store $10k | Chase Total Checking |
Valued Member
KatherineLee
Posts: 49
Registered: ‎02-14-2011

Re: Either Amex made a mistake, or SUPER LOVE!

I am not Interested in a larger cl from Amex. I just want more love from us bank and chase.
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: Either Amex made a mistake, or SUPER LOVE!

Larger cl from Amex = more love from us bank and chase

               LIMITS IN CARD DESCRIPTIONS
Valued Contributor
jamesdwi
Posts: 1,390
Registered: ‎09-16-2011

Re: Either Amex made a mistake, or SUPER LOVE!

probablyt real...  AMEX has been known to give 3x your highest CL when approved for a revolver. I got a 6k AMEX blue and my highest showing CL was 2k. I would wait on the CLI for 6 months, Would hate to be countered  with 16k or something crazy like that, hopefully at 6 months they would be more willing to give you at least 2x your CL 


Wallet: FNBO DISC 11.9k Oregon Duck 5k, Chase CSP 10k, Freedom 3.3k & AMTRAK 4.6k & Slate 3.3k , AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Walmart 4.5k
Sockdrawer: Paypal Extras MC 6k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club Discover 10k, Citi HHonors Gold 6k, Discover IT 6.5k and a nice stack of store cards.
Last APP 12/21//2013 no plans for new credit I think I have enough.
Frequent Contributor
xiownthisplacex
Posts: 258
Registered: ‎08-29-2011

Re: Either Amex made a mistake, or SUPER LOVE!

Wow congrats! They only gave me 1k when I already had a few CCs with 5k limits, and I have been an AU since 1998 :smileysad:

 

Yes, ask for the CLI in 61 days, I'm curious what will happen.


Starting Score Myfico EQ: 676 08/11/2011
Current Score: Citi EQ Pull: 745 Walmart TU08: 750 AMEX EX Pull: 745 1/21/2013 Goal Score: 780+
Hover over image to see limits

NPSL$1,000$9,500$9,500$5,000$5,000$5,500$6,500$5,300$9,000$5,500$4,200$1,200$1,900$1,600$1,600
Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012

Re: Either Amex made a mistake, or SUPER LOVE!


Crashem wrote:

Larger cl from Amex = more love from us bank and chase


+1 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703

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