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Valued Member
Posts: 49
Registered: ‎02-14-2011
0

Either Amex made a mistake, or SUPER LOVE!

I have been receiving pre-approvals for Amex BCE cards for a half a year now. But I have been afraid to apply. Recently I tried for a PC from my Slate to Freedom and was told I was ineligible, and three clerks literally could not tell me why. GAWR! Then tried for a CLI from 4k to 5k for my US Banks FlexPerks Cash Rewards so I could be eligible for Cash+ card, but was declined (have called for recon and is getting manually reviewed by different department). So I was ticked - not feeling the love, so I applied for Amex BCE card. Approved instantly online! Called into customer service to find my credit limit. 15,000!?!?! Wth!? That's more than half my annual income. Either they made a mistake, or they really want me in their family! My first Amex card! Other cards: US Bank Flexperks Cash Rewards 4k (4.5 years old) Chase Slate 3k (2 years) Discover More 3k (1.5 years) Citibank Platinum 1k (1 year) Kohls $600 (3.5 years) FICO Transunion: 740 pulled July 2012 So yeah. Happy again. Even if they reevaluate my Amex and lower it to 2k, I am still HAPPY. Not so much with US Bank and Chase right now.
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: Either Amex made a mistake, or SUPER LOVE!

Wow that is super duper nice lol congrats!! Smiley Happy!
If only.. one day.. sigh.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Either Amex made a mistake, or SUPER LOVE!

Congrats.  Hope it is accurate.  These things happen.  If 15k, then use lighty for a couple of months and see if you can get 61 day cli.  Either way, having that card report for a few months and can use it to get your other cl up.

               LIMITS IN CARD DESCRIPTIONS
Established Contributor
Posts: 651
Registered: ‎08-07-2012
0

Re: Either Amex made a mistake, or SUPER LOVE!

[ Edited ]

I'm a sucker for a happy story.Hope I can be as forunate. Congrats !!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
Posts: 932
Registered: ‎06-12-2012
0

Re: Either Amex made a mistake, or SUPER LOVE!

This is like the thread where the guy got a $10.5k CL from Discover.. sometimes you just slip through the cracks..

JP Morgan Select $10k | Citi TY Premier $15k | PenFed PlatRewards $22k | BofA AMEX $15k | Chase Freedom $20k | Discover IT $10k | Barclay Arrival+ 25k | AMEX SPG $10k | NASA Platinum-Advantage $10k | CapOne Quicksilver $5k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
Valued Member
Posts: 49
Registered: ‎02-14-2011
0

Re: Either Amex made a mistake, or SUPER LOVE!

I am not Interested in a larger cl from Amex. I just want more love from us bank and chase.
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Either Amex made a mistake, or SUPER LOVE!

Larger cl from Amex = more love from us bank and chase

               LIMITS IN CARD DESCRIPTIONS
Valued Contributor
Posts: 2,281
Registered: ‎09-16-2011
0

Re: Either Amex made a mistake, or SUPER LOVE!

probablyt real...  AMEX has been known to give 3x your highest CL when approved for a revolver. I got a 6k AMEX blue and my highest showing CL was 2k. I would wait on the CLI for 6 months, Would hate to be countered  with 16k or something crazy like that, hopefully at 6 months they would be more willing to give you at least 2x your CL 

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 10k and a nice stack of store cards.
Last APP/HP 4/22/2015
Frequent Contributor
Posts: 260
Registered: ‎08-29-2011
0

Re: Either Amex made a mistake, or SUPER LOVE!

Wow congrats! They only gave me 1k when I already had a few CCs with 5k limits, and I have been an AU since 1998 Smiley Sad

 

Yes, ask for the CLI in 61 days, I'm curious what will happen.


Starting Score Myfico EQ: 676 08/11/2011
Current Score: Amazon EQ Pull: 781 Walmart TU08: 782 AMEX EX Pull: 745 08/03/2014 Goal Score: 780+
Hover over image to see limits

NPSL$1,000$18,000$9,500$5,000$5,000$5,500$8,000$5,300$9,000$5,500$4,200$1,900$4,000$1,600
Frequent Contributor
Posts: 352
Registered: ‎07-13-2012
0

Re: Either Amex made a mistake, or SUPER LOVE!


Crashem wrote:

Larger cl from Amex = more love from us bank and chase


+1 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
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