Elan Financial Services

[brian2220]

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@toytoy wrote:

Is this a good or bad thing?

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if your asking me

i dont really know 

they have there own rules in place i was denied for a cc because they said i was risky but

i can go apply for one from us bank and get 3k and a 4k loc

it doesn't make sense

us bank is also very conservative from what i was told

[toytoy]

This is really weird to me bc I have been declined in the past months several times for a consolidation loan. I couldn't try US Bank bc they don't service my state. Its so funny that I can get approved for these cards which are considered "good" but I can't for the life of me get approved for a lowes card. 

[ShiningDown]

 Talmer bank in kenosha WI has a young adult visa card and on the pamplet it is from Elan financial too. Does us bank send applications to Elan or would you have a seperate chance for approval applying with US bank?  I  have been looking at  Elan's  young adult visa that I could co-sign for my son to build his credit. What is an average score to get accepted.           What are the  easiest cards to get from each bank,       Discover, City,   BOA , US bank,   Barclay ,  Amex .