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Emailed Cap1 EO office on Wednesday for CLI

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S7
Established Contributor

Emailed Cap1 EO office on Wednesday for CLI

I get the call yesterday on my way home from work, and mind you, I almost didnt answer, 800 #'s annoy me, but I did. It was a nice woman from the EO. She asked the questions she needed to, and said it would be a SP, and I would hear from her in the beginning of next week.

I logged on now just to verify my payment had been processed, and I see that my limit is now $150.00 more than it was.. I kind of just want to giggle bc its so little, but then again, probably any increase from Cap1 is a good thing?

 

LOL!

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 1 of 9
8 REPLIES 8
sarkell
Frequent Contributor

Re: Emailed Cap1 EO office on Wednesday for CLI

Yep it happened for me same way. Its something I'm going to try again in 6 months.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Message 2 of 9
S7
Established Contributor

Re: Emailed Cap1 EO office on Wednesday for CLI

I've only had the card since November Smiley Happy SO i'm hoping things will go nicely! ? Smiley Tongue

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 3 of 9
Epcot
Valued Contributor

Re: Emailed Cap1 EO office on Wednesday for CLI

At least something! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 4 of 9
JustJen
Regular Contributor

Re: Emailed Cap1 EO office on Wednesday for CLI

Your $150 is better than my nothing! The woman I spoke to from EO wasn't able to tell me the reason why they wouldn't increase it over the phone...says I'll get a letter. I've been stuck at $500 and $750 since 2010....since then I've moved on to bigger and better cards (highest limit 10k w/ Chase).

 

Admittedly my utilization is a little high due to taking advantage of some 0% offers....anything other than that as a reason for not increasing it even a measly $150 I won't understand. If utilization comes back as the reason why....I'll wait to my reports update and try EO one more time, if still nothing those cards will have a permanent home in the sock drawer!

Message 5 of 9
S7
Established Contributor

Re: Emailed Cap1 EO office on Wednesday for CLI

I agree with you. They seem to be a very odd company! But I am just starting out with the credit things, and I fully expected a big NO for an increase. I hope to move on to bigger and better cards like yours. Smiley Happy

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 6 of 9
ObeyJohnny12
Established Contributor

Re: Emailed Cap1 EO office on Wednesday for CLI

It better than nothing. So many success stories for Capone users through the EO. Congrats!
Wells Fargo Secured - 7k
Opensky - 5k
Rebuilding One Day At A Time.
Message 7 of 9
Ron1
Super Contributor

Re: Emailed Cap1 EO office on Wednesday for CLI

Congrats!!!!

 

 

Ron.

Message 8 of 9
S7
Established Contributor

Re: Emailed Cap1 EO office on Wednesday for CLI

Thank you! Smiley Happy Smiley Happy Smiley Happy
"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 9 of 9
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