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Enharu, Creditaddict, and other CC gurus.

Moderator Emeritus

Re: Enharu, Creditaddict, and other CC gurus.

Never a good idea to Ninja a shogun.. haha

 

Tried the Citi site for the Thank You, but keeps saying system error, try back later.  Oh well.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 31 of 58
Blogger

Re: Enharu, Creditaddict, and other CC gurus.


Shogun wrote:

Never a good idea to Ninja a shogun.. haha

 


 

Robot LOL at the thought

Message 32 of 58
Moderator Emerita

Re: Enharu, Creditaddict, and other CC gurus.

Message 33 of 58
Mega Contributor

Re: Enharu, Creditaddict, and other CC gurus.


Shogun wrote:

Never a good idea to Ninja a shogun.. haha

 

Tried the Citi site for the Thank You, but keeps saying system error, try back later.  Oh well.


You don't want to use the site to apply as it is/was branch only, and they don't have the offer details.  IMO (and therefore in actual fact) the plain TY and TYP cards are not particularly good cards, many cards with better rewards. 
Except in the case that  you have a Forward and get the TYPref to upgrade your points
Message 34 of 58
Valued Contributor

Re: Enharu, Creditaddict, and other CC gurus.

@HiLine - wouldn't be the first joke I ruined in my life.

I guess it just goes to show that if you aren't careful, you can still make rookie mistakes...even after 1,200+ posts.

Sorry folks.

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 35 of 58
Moderator Emeritus

Re: Enharu, Creditaddict, and other CC gurus.

It had gone through...  Smiley Happy

 

Please print this page for future reference.

Account Details
Card Name:Citi ThankYou® Preferred Card
Initial Credit Limit:$10,000.00
Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 36 of 58
Super Contributor

Re: Enharu, Creditaddict, and other CC gurus.


Shogun wrote:

 

It had gone through...  Smiley Happy

 

Please print this page for future reference.

Account Details
Card Name:Citi ThankYou® Preferred Card
Initial Credit Limit:$10,000.00

Congrats again 

Official successful spree 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 37 of 58
Moderator Emerita

Re: Enharu, Creditaddict, and other CC gurus.

Message 38 of 58
Established Contributor

Re: Enharu, Creditaddict, and other CC gurus.

congrats. Now if I could just make it past seeding in the garden citi ,and Penfed would be all over me sigh.



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 39 of 58
Moderator Emeritus

Re: Enharu, Creditaddict, and other CC gurus.

AMEX BCE $16K

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 40 of 58