cancel
Showing results for 
Search instead for 
Did you mean: 

Equality Visa Card

tag
chalupaman
Super Contributor

Re: Equality Visa Card

Alright. I just submitted mine. No instant decision though and I didn't specify a CL I wanted.

 

Just this message:

 

Thank you for your interest in our card program. We have successfully received your application and will contact you soon. If you have any immediate questions, please contact Card Services at 1-888-561-0610.

 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 21 of 68
B335is
Moderator Emeritus

Re: Equality Visa Card

I applied, decision pending.  EQ pull.  I have 5 inq since January.  The application asked for a requested limit, I just left it blank.

Message 22 of 68
elim
Senior Contributor

Re: Equality Visa Card

good luck popa!

good luck B!

Message 23 of 68
B335is
Moderator Emeritus

Re: Equality Visa Card

Popamode goodluck!

Message 24 of 68
chalupaman
Super Contributor

Re: Equality Visa Card

I had 7 inquiries because I switched to Verizon today and I think that was an EQ pull too.

 

Thanks guys. Anything to help others here by being a GP.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 25 of 68
Anonymous
Not applicable

Re: Equality Visa Card


@chalupaman wrote:

I had 7 inquiries because I switched to Verizon today and I think that was an EQ pull too.


Anyone know what happens if you Freeze all three and sign up for Verizon?

Message 26 of 68
chalupaman
Super Contributor

Re: Equality Visa Card


@Anonymous wrote:

@chalupaman wrote:

I had 7 inquiries because I switched to Verizon today and I think that was an EQ pull too.


Anyone know what happens if you Freeze all three and sign up for Verizon?


All I know is that I didn't have to pay a deposit for the phone. Switching over from Sprint.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 27 of 68
elim
Senior Contributor

Re: Equality Visa Card

thos looks like manual approval app

Message 28 of 68
chalupaman
Super Contributor

Re: Equality Visa Card


@elim wrote:

thos looks like manual approval app


I called them and they said if approved, I'd be getting the card within 7 business days and it could take up to 30 days for a decision to be made.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 29 of 68
elim
Senior Contributor

Re: Equality Visa Card


@chalupaman wrote:

@elim wrote:

thos looks like manual approval app


I called them and they said if approved, I'd be getting the card within 7 business days and it could take up to 30 days for a decision to be made.


eeeeeeeeek, way to keep you right up to speed

Message 30 of 68
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.