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Equifax for Credit Cards?

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almost_there
Regular Contributor

Equifax for Credit Cards?

Hi,
Are there credit cards that only pull equifax? It seems I still don't have enough revolving debt experience, but with my scores, I'm not sure what else I can apply for.  Since Equifax is my highest score, I figure maybe I have a better chance if I apply for a card that only goes there.  I already have an Orchard ($500 cl), a Total Visa ($250 cl), First Premier ($350), and another First Premier ($300). 
 
Thanks,
 
Almost_there
11/2013 FICO: 517 (TU), 560 (EX), 539 (EQ)
11/2013 FAKO: 593 (TU), 591 (EX), 595 (EQ)
Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Equifax for Credit Cards?

In Indiana, GEMB (GE Money Bank) pulls Equifax almost exclusively. Thus, you may try a Walmart store card, Sam's Club Discover, Lowe's store card, or other card underwritten by GE Money bank. In my experience, Walmart is one of the easier cards to qualify for.
Message 2 of 11
Anonymous
Not applicable

Re: Equifax for Credit Cards?

AmEx pulls EX almost exclusively.
Message 3 of 11
Anonymous
Not applicable

Re: Equifax for Credit Cards?

Have you tried Kay?
Message 4 of 11
Anonymous
Not applicable

Re: Equifax for Credit Cards?

I was wondering the same thing because EQ seems to be my highest score.  I guess I will have to wait until after the closing on my home before I go on a cc application spree.  So you think the Sam's Discover card would be a good one.  What kind of credit limits are they giving these days?
Message 5 of 11
Anonymous
Not applicable

Re: Equifax for Credit Cards?

Thanks Timothy, I will try Kay's Jewelers as well.
Message 6 of 11
WhirledPeasPlease
Moderator Emeritus

Re: Equifax for Credit Cards?



Miss1975 wrote:
I was wondering the same thing because EQ seems to be my highest score.  I guess I will have to wait until after the closing on my home before I go on a cc application spree.  So you think the Sam's Discover card would be a good one.  What kind of credit limits are they giving these days?



Yes.  This is a must.  Sign the loan docs and then app away!  Smiley Wink
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 7 of 11
Anonymous
Not applicable

Re: Equifax for Credit Cards?

Yes.  This is a must.  Sign the loan docs and then app away! 
 
 
LOL!  I sure am.
Message 8 of 11
MidnightVoice
Super Contributor

Re: Equifax for Credit Cards?

Do you know who your CU pulls?
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 9 of 11
Anonymous
Not applicable

Re: Equifax for Credit Cards?

Midnight~ If you were referring to me, my CU pulls EQ exclusively.  But I am in a delima in which I cannot do anything right now because I am deeeeeeeeeeeeeep in home buying process.  So no new debt for meSmiley Sad
Message 10 of 11
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