Credit Cards

[Duncanrr]

Im trying to figure out when my new cc's will hit reports.

WF received on 6/16 and it started reporting on 6/21.

Cap1 took a couple months to start reporting

New cards:

Walmart Discover approved 9/10...made an online purchase that day for $20 off and started reporting on 9/12

Chase Amazon Visa - It hasnt started to report yet (maybe I should use it online to bump it some???)

ZYNC - not reporting yet (Should get card soon)

Amex Delta - they had hiccup and just generated number today...probably week or so from getting card

So when can I expect to have these new cards start reporting? Should I charge something small to Amazon to start the clock on that one?

How soon does AMEX report? (I want to confirm backdated goodness!)

[jsucool76]

Your walmart card will probably report within 2-3 days of approval, GECRB is very fast. Chase and Amex will definitely report faster than cap1, cap1 is ridiculous, but as I have neither a chase nor amex card I can't speak for exactly how long it will take. 

[Duncanrr]

From what I remembered reading was that cards typically started reported either 3 to 4 days after the first charge or the first statement being cut. 

Not sure.

[nick125]

Chase usually starts reporting a few days after your first statement cuts. 

[LS2982]

AMEX is usually after 1 full statement cycle

[CruzImperial]

My Amex cards reported after the statement cut. The Wally one was I think a week before and I don't know exactly the date but I do remember the Citi Cards were the very first ones to hit my reports. Either way, I suppose you won't apply soon so there's no rush. Unless TU impedes it, you should have them all reporting in about a month - 2 weeks depending on the closing date.

[Duncanrr]

Im curious what they will do to score when hit and want to make sure Amex is properly backdated. Although, if backdated correctly my AAoA would not had taken a hit at all. My AAoA was 10.1 before adding 4 cards. The two Amex cards if backdated correctly to 1993 will mean a zero change to AAoA I could app for another ex or TU product as only 2 inq on them