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Valued Contributor
Duncanrr
Posts: 2,843
Registered: ‎06-08-2012
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Estimated times for New CC's to report?

Im trying to figure out when my new cc's will hit reports.

 

WF received on 6/16 and it started reporting on 6/21.

Cap1 took a couple months to start reporting

 

 

New cards:

Walmart Discover approved 9/10...made an online purchase that day for $20 off and started reporting on 9/12

Chase Amazon Visa - It hasnt started to report yet (maybe I should use it online to bump it some???)

ZYNC - not reporting yet (Should get card soon)

Amex Delta - they had hiccup and just generated number today...probably week or so from getting card

 

So when can I expect to have these new cards start reporting? Should I charge something small to Amazon to start the clock on that one?

 

How soon does AMEX report? (I want to confirm backdated goodness!)



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Senior Contributor
jsucool76
Posts: 3,567
Registered: ‎12-11-2011
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Re: Estimated times for New CC's to report?

Your walmart card will probably report within 2-3 days of approval, GECRB is very fast. Chase and Amex will definitely report faster than cap1, cap1 is ridiculous, but as I have neither a chase nor amex card I can't speak for exactly how long it will take. 

Valued Contributor
Duncanrr
Posts: 2,843
Registered: ‎06-08-2012
0

Re: Estimated times for New CC's to report?

From what I remembered reading was that cards typically started reported either 3 to 4 days after the first charge or the first statement being cut. 

 

Not sure.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Established Member
nick125
Posts: 40
Registered: ‎03-30-2012
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Re: Estimated times for New CC's to report?

Chase usually starts reporting a few days after your first statement cuts. 

Alliant CU (12/11, $2.5k); Chase Freedom (3/12, $2k); Discover IT (7/12, $3.5k); American Express Blue Cash Preferred (10/13; $10.3k)
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: Estimated times for New CC's to report?

AMEX is usually after 1 full statement cycle



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Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
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Re: Estimated times for New CC's to report?

[ Edited ]

My Amex cards reported after the statement cut. The Wally one was I think a week before and I don't know exactly the date but I do remember the Citi Cards were the very first ones to hit my reports. Either way, I suppose you won't apply soon so there's no rush. Unless TU impedes it, you should have them all reporting in about a month - 2 weeks depending on the closing date.

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Valued Contributor
Duncanrr
Posts: 2,843
Registered: ‎06-08-2012
0

Re: Estimated times for New CC's to report?

[ Edited ]
Im curious what they will do to score when hit and want to make sure Amex is properly backdated. Although, if backdated correctly my AAoA would not had taken a hit at all. My AAoA was 10.1 before adding 4 cards. The two Amex cards if backdated correctly to 1993 will mean a zero change to AAoA :smileywink: I could app for another ex or TU product as only 2 inq on them :smileywink:


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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