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Estimated times for New CC's to report?

Valued Contributor

Estimated times for New CC's to report?

Im trying to figure out when my new cc's will hit reports.

 

WF received on 6/16 and it started reporting on 6/21.

Cap1 took a couple months to start reporting

 

 

New cards:

Walmart Discover approved 9/10...made an online purchase that day for $20 off and started reporting on 9/12

Chase Amazon Visa - It hasnt started to report yet (maybe I should use it online to bump it some???)

ZYNC - not reporting yet (Should get card soon)

Amex Delta - they had hiccup and just generated number today...probably week or so from getting card

 

So when can I expect to have these new cards start reporting? Should I charge something small to Amazon to start the clock on that one?

 

How soon does AMEX report? (I want to confirm backdated goodness!)



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 1 of 7
6 REPLIES
Super Contributor

Re: Estimated times for New CC's to report?

Your walmart card will probably report within 2-3 days of approval, GECRB is very fast. Chase and Amex will definitely report faster than cap1, cap1 is ridiculous, but as I have neither a chase nor amex card I can't speak for exactly how long it will take. 

Message 2 of 7
Valued Contributor

Re: Estimated times for New CC's to report?

From what I remembered reading was that cards typically started reported either 3 to 4 days after the first charge or the first statement being cut. 

 

Not sure.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 3 of 7
Valued Member

Re: Estimated times for New CC's to report?

Chase usually starts reporting a few days after your first statement cuts. 

Alliant CU (12/11, $12.5k); Chase Freedom (3/12, $3.3k); Discover IT (7/12, $30.5k); American Express Blue Cash Preferred (10/13; $26k); Capital One Venture (3/15; $24k)
Message 4 of 7
Mega Contributor

Re: Estimated times for New CC's to report?

AMEX is usually after 1 full statement cycle



EQ FICO 548 3/3/16
Message 5 of 7
Established Contributor

Re: Estimated times for New CC's to report?

My Amex cards reported after the statement cut. The Wally one was I think a week before and I don't know exactly the date but I do remember the Citi Cards were the very first ones to hit my reports. Either way, I suppose you won't apply soon so there's no rush. Unless TU impedes it, you should have them all reporting in about a month - 2 weeks depending on the closing date.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 6 of 7
Valued Contributor

Re: Estimated times for New CC's to report?

Im curious what they will do to score when hit and want to make sure Amex is properly backdated. Although, if backdated correctly my AAoA would not had taken a hit at all. My AAoA was 10.1 before adding 4 cards. The two Amex cards if backdated correctly to 1993 will mean a zero change to AAoA Smiley Wink I could app for another ex or TU product as only 2 inq on them Smiley Wink


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 7 of 7