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Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Estimated times for New CC's to report?

Im trying to figure out when my new cc's will hit reports.

 

WF received on 6/16 and it started reporting on 6/21.

Cap1 took a couple months to start reporting

 

 

New cards:

Walmart Discover approved 9/10...made an online purchase that day for $20 off and started reporting on 9/12

Chase Amazon Visa - It hasnt started to report yet (maybe I should use it online to bump it some???)

ZYNC - not reporting yet (Should get card soon)

Amex Delta - they had hiccup and just generated number today...probably week or so from getting card

 

So when can I expect to have these new cards start reporting? Should I charge something small to Amazon to start the clock on that one?

 

How soon does AMEX report? (I want to confirm backdated goodness!)



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Super Contributor
Posts: 7,530
Registered: ‎12-11-2011
0

Re: Estimated times for New CC's to report?

Your walmart card will probably report within 2-3 days of approval, GECRB is very fast. Chase and Amex will definitely report faster than cap1, cap1 is ridiculous, but as I have neither a chase nor amex card I can't speak for exactly how long it will take. 



Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Estimated times for New CC's to report?

From what I remembered reading was that cards typically started reported either 3 to 4 days after the first charge or the first statement being cut. 

 

Not sure.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Valued Member
Posts: 44
Registered: ‎03-30-2012
0

Re: Estimated times for New CC's to report?

Chase usually starts reporting a few days after your first statement cuts. 

Alliant CU (12/11, $5k); Chase Freedom (3/12, $3.3k); Discover IT (7/12, $7.5k); American Express Blue Cash Preferred (10/13; $19k); Capital One Venture (3/15; $15k)
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Estimated times for New CC's to report?

AMEX is usually after 1 full statement cycle



EQ FICO 548 3/3/16
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: Estimated times for New CC's to report?

[ Edited ]

My Amex cards reported after the statement cut. The Wally one was I think a week before and I don't know exactly the date but I do remember the Citi Cards were the very first ones to hit my reports. Either way, I suppose you won't apply soon so there's no rush. Unless TU impedes it, you should have them all reporting in about a month - 2 weeks depending on the closing date.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Estimated times for New CC's to report?

[ Edited ]
Im curious what they will do to score when hit and want to make sure Amex is properly backdated. Although, if backdated correctly my AAoA would not had taken a hit at all. My AAoA was 10.1 before adding 4 cards. The two Amex cards if backdated correctly to 1993 will mean a zero change to AAoA Smiley Wink I could app for another ex or TU product as only 2 inq on them Smiley Wink


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge

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