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Okay guys i have had this card for 17 month now.. It is a prepaid card that basically takes $10.00 per month from your card and reports an installment loan for $220 on your credit report. Basically its a rip-off... They completely removed all payment history from my credit reports and are telling me that i cannot cancel my card and that i have to still make the payments even though its not reporting on my credit... They are very rude and if you call them you get the same rude lady everytime. They only have one person that answer the phone!! She is rude as hell!
STAY AWAY FROM THIS CARD. www.eufora.com... RIP-OFF!!
My girlfriend has there card as well and they never even reported to her credit report and its been 6 months!!!
Edited to remove a typo (whether intentional or not).
I had that card way back when, in my dark credit days, and it never even reported. The fees were tremendous too. I ended up focusing on secured CCs instead.
Eufora has been in existence since 2002 and has helped thousands of consumers successfully build or rebuild their credit. Eufora's PATENTED Credit Builder program absolutely reports monthly payment history to both TransUnion and Experian. If in the highly unlikely event this has not occurred with a Member, I welcome you to contact me personally to resolve the matter.
As the VP of Operations, I sincerely apologize for any issues that you may have experienced while contacting our Member Services Department. I can assure you that all feedback and concerns are taken very seriously and any issues with members of our team treating customers in an unprofessional manner will be dealt with swiftly and immediately. Accordingly, over the years, Eufora has achieved a near perfect record in customer satisfaction.
I am confident that any concerns you may have will be quickly resolved to your satisfaction. Please contact our Member Services Department via email or toll free and advise of your desire to speak directly with me.
Sincerely,
[Edited to remove personal information]
VP of Operations
Eufora, LLC
866-866-2730
Edited
Thank you for contributing to the forums but I had to edit your name and other information. Posting of personal data is prohibited by the forum's Terms of Service which limits posting of:
-marinevietvet, myFICO moderator
@Anonymous wrote:Eufora has been in existence since 2002 and has helped thousands of consumers successfully build or rebuild their credit. Eufora's PATENTED Credit Builder program absolutely reports monthly payment history to both TransUnion and Experian. If in the highly unlikely event this has not occurred with a Member, I welcome you to contact me personally to resolve the matter.
As the VP of Operations, I sincerely apologize for any issues that you may have experienced while contacting our Member Services Department. I can assure you that all feedback and concerns are taken very seriously and any issues with members of our team treating customers in an unprofessional manner will be dealt with swiftly and immediately. Accordingly, over the years, Eufora has achieved a near perfect record in customer satisfaction.
I am confident that any concerns you may have will be quickly resolved to your satisfaction. Please contact our Member Services Department via email or toll free and advise of your desire to speak directly with me.
Sincerely,
Edited
VP of Operations
Eufora, LLC
866-866-2730
Edited
Now if we could only get the VP of the big banks to respond to our complaints!!!
I agree with other comment... focus on secured cards if you really can't get any cards unsecured, but Household, Capital One, Credit One are all known to hand out cards pretty freely.
MY advice would be to stay away from all ccc that are named anything other than the big names. If you have to get a secured card go to your local cu, most will grow with you in 6 months! and its local and all disputes can be handled face to face. not over the phone or emails!
@Anonymous wrote:MY advice would be to stay away from all ccc that are named anything other than the big names. If you have to get a secured card go to your local cu, most will grow with you in 6 months! and its local and all disputes can be handled face to face. not over the phone or emails!
+1 I agree theres no fee for these fee harvesting products. Even if you dont go with a credit union either capital one or orchards secured programs are fine.
Let us know how it works out!
@Creditaddict wrote:
It is perfectly legal and common to patent bad ideas, so even without knowing what your business model is your use of capslock really just makes me smirk.
@Anonymous wrote:... Eufora's PATENTED Credit Builder program...
Eufora.com has no links or clickable links to even access my account etc.. What is up with that? How is this suppose to be a business when i can't even see how much or what is on my card etc?