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Everyone (except myjourney and Lexie) lookie what I did :p

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RushXTC
Established Contributor

Re: Everyone (except myjourney and Lexie) lookie what I did :p

Congratz! I got my BoA cash rewards at 18, with a $600 limit.. You got approved starting with a higher limit than my current limit! ($3,000) last time I received a CLI was about 10 months ago... Might be time to request it again Smiley Happy.

Message 21 of 26
RockinRay
Valued Contributor

Re: Everyone (except myjourney and Lexie) lookie what I did :p

Congrats! You going to roll some balances to that 0 percent?

Ray

** Every Card has a Job, and Every Card does its Job **
Message 22 of 26
tcbofade
Super Contributor

Re: Everyone (except myjourney and Lexie) lookie what I did :p


@RockinRay wrote:

Congrats! You going to roll some balances to that 0 percent?


Thank you, and absolutely... I'm going to wait until the card physically gets here tho...web site said I have 60 days to do BT's...  Smiley Happy

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 23 of 26
MsLadyRover
Valued Contributor

Re: Everyone (except myjourney and Lexie) lookie what I did :p

LOL!! Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 24 of 26
RockinRay
Valued Contributor

Re: Everyone (except myjourney and Lexie) lookie what I did :p


@tcbofade wrote:

@RockinRay wrote:

Congrats! You going to roll some balances to that 0 percent?


Thank you, and absolutely... I'm going to wait until the card physically gets here tho...web site said I have 60 days to do BT's...  Smiley Happy


That is just great! Patience paid off and now you can use what ever you BT as free money. Only way to fly!

 

I always like to use other's money at no charge to me. Yes, you will have to suck up the BT fee, but in the big picture, that is small change.

 

Hat tipping...  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **
Message 25 of 26
tcbofade
Super Contributor

Re: Everyone (except myjourney and Lexie) lookie what I did :p

Thank you again, Ray.

 

Somehow, BofA has always been that elusive bank I couldn't crack...now I'm in!

 

Right at the moment, I'm thinking that I will pay off two of my um.... "lesser quality" cards with it and do one months worth of grocery shopping with it...keeping the util under 80% and saving about $40 a month in interest charges...will also let me pay less dollars per month on credit card debt, while actually reducing the debt faster.

 

I think...

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 26 of 26
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