Reply
Established Contributor
sccredit
Posts: 771
Registered: ‎09-14-2012

Exec Office 2nd try

Back in September I emailed the Executive Office complaining about their credit limits, customer service and just plain lack of etiquette (yes, I used that word!).  End result was that by Business Platinum card went from $750 to $10,000. 

 

Today I decided to get greedy, I emailed them asking for an increase to $15k-$20k.  I normally run about $8k-$10k through this card so it isn't an unreasonable request.  Will let ya'll know what happens.

Mortgage $296k/$310k
Autos Loans $29k
Unsecured Lines $157.2k

Discover FICO 757
DCU FICO 744

Frequent Contributor
NewtoCredit80
Posts: 324
Registered: ‎04-12-2013

Re: Exec Office 2nd try

[ Edited ]
Which lender EO gave you such a limit? Going from 750 to 10000 is a big jump even for a EO.


PNC Secured 2000 (Dec12), Chase Amazon 2000 (Apr13), CapOne Newcomer 2500 (May13), Citi dividend 3000 (May13), Discover IT 1000 (Jul13), Amex BCP 6000 (Jul13), Chase Southwest 10000 (Jul13), Chase Marriott 12000 (Oct 13), BofA Travel Rewards 5000 (Dec13)

- In garden till Dec 2014
Frequent Contributor
kimmiller112
Posts: 465
Registered: ‎04-09-2012

Re: Exec Office 2nd try

Is this Cap One?

 

Last fall, I emailed Cap One about my business card and got an increase from $1500 to $5000.  Last night, I sent them another email to see if I could get another increase to $7000 and change over to a cash back card but didnt' hear from them today.  Maybe I'll get a call on Monday and perhaps I should try for $10,000 when they call me - I wasn't feeling that bold last night.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $5000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Established Contributor
sccredit
Posts: 771
Registered: ‎09-14-2012

Re: Exec Office 2nd try


NewtoCredit80 wrote:
Which lender EO gave you such a limit? Going from 750 to 10000 is a big jump even for a EO.

Capital One

 

I received a call this morning from the Exec Office, said she understood the need for a larger line when utilizing for business and would definitely put it in for manual review and I should hear the middle of the week.

 

Fingers crossed.

Mortgage $296k/$310k
Autos Loans $29k
Unsecured Lines $157.2k

Discover FICO 757
DCU FICO 744

Valued Contributor
mxp114
Posts: 1,356
Registered: ‎09-01-2011

Re: Exec Office 2nd try


NewtoCredit80 wrote:
Which lender EO gave you such a limit? Going from 750 to 10000 is a big jump even for a EO.

My Capital One went from $1,500 to $20,000 via EO and a HP.

Established Contributor
sccredit
Posts: 771
Registered: ‎09-14-2012

Re: Exec Office 2nd try

Just heard back, they raised it to $12,500 and she said to call her in 2 - 3 months and underwriting would go up to $20k on it.

Mortgage $296k/$310k
Autos Loans $29k
Unsecured Lines $157.2k

Discover FICO 757
DCU FICO 744

Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Exec Office 2nd try

Wow ! That's bomb! I need to hit up the EO soon!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Express
Posts: 380
Registered: ‎01-27-2012

Re: Exec Office 2nd try

 

Just heard back, they raised it to $12,500 and she said to call her in 2 - 3 months and underwriting would go up to $20k on it.

 

 

 

 

 

 

Nice Going! :smileysurprised:

Money Never Sleeps! ~~~CL $221,600
03/05/14: EX 777 EQ 768 TU 765: Beaver Card $20.000: Barclaycard Arrival World MasterCard $20,000 Lowe's Business Amex $3,000
Amex Blue Sky $24,500: Amex Premier Rewards Gold :NPSL: Amex Costco $7000:Chase Freedom $5,000: Home Depot $8,700 Discover IT $6.000 :Citi Thank you Card $16,500: Citi Simplicity $11,500: Chase Sapphire $31,200 :smileyfrustrated:am's Club Discover $19,000 :Cap1 World MC $8500 :Vibe,Credit Union $16,000 :Walmart Discover $14,000
Macy's AMEX $10,000 Macy's Store Card $1700
Frequent Contributor
kimmiller112
Posts: 465
Registered: ‎04-09-2012

Re: Exec Office 2nd try

So CapOne called me last Wednesday but I was in a meeting and when I called afterwards, the man who left me a message had left for the day so I left a message for him.  He called me back on Friday and told me he would put in my request for the $2000 increase (asking if I would settle for less if needed, which I said yes to) and told me that while my card could not be PC'ed he would add 1% cash back to it (with no annual bonus).  That is supposed to kick in in about 10 business days.  He called me back this afternoon and told me I was approved for the $2000 extra.  So, in November 2012, I was at $1500, which I had been at for more than a year, then I went up to $5000 when I emailed the EO in November and now I am up to $7000.  In 6 months, I'll email again and try for $10,000.  I just can't get over how nice the people who work in the EO are - truly impressive.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $5000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Community Leader
Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Exec Office 2nd try


kimmiller112 wrote:

So CapOne called me last Wednesday but I was in a meeting and when I called afterwards, the man who left me a message had left for the day so I left a message for him.  He called me back on Friday and told me he would put in my request for the $2000 increase (asking if I would settle for less if needed, which I said yes to) and told me that while my card could not be PC'ed he would add 1% cash back to it (with no annual bonus).  That is supposed to kick in in about 10 business days.  He called me back this afternoon and told me I was approved for the $2000 extra.  So, in November 2012, I was at $1500, which I had been at for more than a year, then I went up to $5000 when I emailed the EO in November and now I am up to $7000.  In 6 months, I'll email again and try for $10,000.  I just can't get over how nice the people who work in the EO are - truly impressive.


Congrats 

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+