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Exec Office 2nd try

Valued Contributor

Exec Office 2nd try

Back in September I emailed the Executive Office complaining about their credit limits, customer service and just plain lack of etiquette (yes, I used that word!).  End result was that by Business Platinum card went from $750 to $10,000. 

 

Today I decided to get greedy, I emailed them asking for an increase to $15k-$20k.  I normally run about $8k-$10k through this card so it isn't an unreasonable request.  Will let ya'll know what happens.

Starting a whole new chapter
Message 1 of 11
10 REPLIES
Frequent Contributor

Re: Exec Office 2nd try

Which lender EO gave you such a limit? Going from 750 to 10000 is a big jump even for a EO.


PNC Secured 2000 (Dec12), Chase Amazon 2000 (Apr13), CapOne Newcomer 2500 (May13), Citi dividend 3000 (May13), Discover IT 1000 (Jul13), Amex BCP 6000 (Jul13), Chase Southwest 10000 (Jul13), Chase Marriott 12000 (Oct 13), BofA Travel Rewards 5000 (Dec13)

- In garden till Dec 2014
Message 2 of 11
Frequent Contributor

Re: Exec Office 2nd try

Is this Cap One?

 

Last fall, I emailed Cap One about my business card and got an increase from $1500 to $5000.  Last night, I sent them another email to see if I could get another increase to $7000 and change over to a cash back card but didnt' hear from them today.  Maybe I'll get a call on Monday and perhaps I should try for $10,000 when they call me - I wasn't feeling that bold last night.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Message 3 of 11
Valued Contributor

Re: Exec Office 2nd try


NewtoCredit80 wrote:
Which lender EO gave you such a limit? Going from 750 to 10000 is a big jump even for a EO.

Capital One

 

I received a call this morning from the Exec Office, said she understood the need for a larger line when utilizing for business and would definitely put it in for manual review and I should hear the middle of the week.

 

Fingers crossed.

Starting a whole new chapter
Message 4 of 11
Valued Contributor

Re: Exec Office 2nd try


NewtoCredit80 wrote:
Which lender EO gave you such a limit? Going from 750 to 10000 is a big jump even for a EO.

My Capital One went from $1,500 to $20,000 via EO and a HP.

Message 5 of 11
Valued Contributor

Re: Exec Office 2nd try

Just heard back, they raised it to $12,500 and she said to call her in 2 - 3 months and underwriting would go up to $20k on it.

Starting a whole new chapter
Message 6 of 11
Senior Contributor

Re: Exec Office 2nd try

Wow ! That's bomb! I need to hit up the EO soon!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 11
Frequent Contributor

Re: Exec Office 2nd try

 

Just heard back, they raised it to $12,500 and she said to call her in 2 - 3 months and underwriting would go up to $20k on it.

 

 

 

 

 

 

Nice Going! Smiley Surprised

CL $317,649
Message 8 of 11
Frequent Contributor

Re: Exec Office 2nd try

So CapOne called me last Wednesday but I was in a meeting and when I called afterwards, the man who left me a message had left for the day so I left a message for him.  He called me back on Friday and told me he would put in my request for the $2000 increase (asking if I would settle for less if needed, which I said yes to) and told me that while my card could not be PC'ed he would add 1% cash back to it (with no annual bonus).  That is supposed to kick in in about 10 business days.  He called me back this afternoon and told me I was approved for the $2000 extra.  So, in November 2012, I was at $1500, which I had been at for more than a year, then I went up to $5000 when I emailed the EO in November and now I am up to $7000.  In 6 months, I'll email again and try for $10,000.  I just can't get over how nice the people who work in the EO are - truly impressive.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Message 9 of 11
Super Contributor

Re: Exec Office 2nd try


kimmiller112 wrote:

So CapOne called me last Wednesday but I was in a meeting and when I called afterwards, the man who left me a message had left for the day so I left a message for him.  He called me back on Friday and told me he would put in my request for the $2000 increase (asking if I would settle for less if needed, which I said yes to) and told me that while my card could not be PC'ed he would add 1% cash back to it (with no annual bonus).  That is supposed to kick in in about 10 business days.  He called me back this afternoon and told me I was approved for the $2000 extra.  So, in November 2012, I was at $1500, which I had been at for more than a year, then I went up to $5000 when I emailed the EO in November and now I am up to $7000.  In 6 months, I'll email again and try for $10,000.  I just can't get over how nice the people who work in the EO are - truly impressive.


Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 11