07-16-2013 12:40 AM
So i just made a purchase with my AMEX credit card for an online purchase. Is this Amex doing a softpull on me to check up on how i am doing or is this a hard pull? Since identity guard is telling me it is "Detecting" im scared that this was a hard pull?? I did not apply for anything, all i did was make an apple iphone purchase for 7.99 lol.. Just got my card last month...
07-16-2013 12:45 AM
07-16-2013 12:48 AM
07-16-2013 12:52 AM
It did show my current balance in the report from identity guard that Amex was reporting 385.00.. And my first payment did post like 3 or 4 days ago.. So mabey it is the new account just reporting to bureas? AHH my credit is going to dip!
07-16-2013 01:34 AM
if it is your new amex reporting, don't worry too much about the score drop...it'll pick up after it ages a bit
07-16-2013 10:21 AM
yea it was the card reporting... just got my creditsecure alert a short time ago.. Im glad it started reporting though.. i heard some people had to wait like 2 months for their amex BCE card to report
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.