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Frequent Contributor
BobbyJ
Posts: 304
Registered: ‎02-03-2008
0

Experian CR Freeze

[ Edited ]

If I place a security freeze on my Experian report will I still be able to receive my monthly PSECU Experian FICO Scores?  Experian is my worst report with 14 inqs. :-(

 

Thanks,

Bobby

Fico Scores: EQ 677 (10/3/14) EX 648 (10/03/14) TU 656 (10/03/14)
Credit after BK DC 1/14/14: C1 Venture One $10,000 (10/2014) C1 Quicksilver Plat MC $4000 (2/2014) Sams Club Store Card $437 (10/1/14)
Survived BK Filing: Fort Knox CU Plat Visa $5000 / Lowes $7000 / HSN Card $3000 / Walmart Card $2000 / Macys $800 / Target Red Card $500 / Fingerhut $600
Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Experian CR Freeze

 
Frequent Contributor
BobbyJ
Posts: 304
Registered: ‎02-03-2008
0

Re: Experian CR Freeze

Any comments DI?

Fico Scores: EQ 677 (10/3/14) EX 648 (10/03/14) TU 656 (10/03/14)
Credit after BK DC 1/14/14: C1 Venture One $10,000 (10/2014) C1 Quicksilver Plat MC $4000 (2/2014) Sams Club Store Card $437 (10/1/14)
Survived BK Filing: Fort Knox CU Plat Visa $5000 / Lowes $7000 / HSN Card $3000 / Walmart Card $2000 / Macys $800 / Target Red Card $500 / Fingerhut $600
Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Experian CR Freeze

[ Edited ]

I left a comment.  I'm not sure what happened to it.  Putting a credit freeze on the report would only affect PSECU if they try to do a hard pull.  But, I have  experienced a situation with Sears where I cannot get the free credit score they offer due to my having a freeze on my TU report.  But somehow, Credit Karma is still able to soft my TU report and give me a score. 

Frequent Contributor
BobbyJ
Posts: 304
Registered: ‎02-03-2008
0

Re: Experian CR Freeze

Thanks DI.  I just froze the report!

Fico Scores: EQ 677 (10/3/14) EX 648 (10/03/14) TU 656 (10/03/14)
Credit after BK DC 1/14/14: C1 Venture One $10,000 (10/2014) C1 Quicksilver Plat MC $4000 (2/2014) Sams Club Store Card $437 (10/1/14)
Survived BK Filing: Fort Knox CU Plat Visa $5000 / Lowes $7000 / HSN Card $3000 / Walmart Card $2000 / Macys $800 / Target Red Card $500 / Fingerhut $600
Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: Experian CR Freeze

I've had a credit freeze on my TU and EX reports since July 2009.  


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