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Frequent Contributor
Posts: 308
Registered: ‎02-03-2008
0

Experian CR Freeze

[ Edited ]

If I place a security freeze on my Experian report will I still be able to receive my monthly PSECU Experian FICO Scores?  Experian is my worst report with 14 inqs. :-(

 

Thanks,

Bobby

Fico:EQ 689 (1/8/16) EX 692 (2/8/16) TU 674 (1/8/16)
C1 Venture One $10,000 / C1 Quicksilver Visa Sig $10,000 / C1 Quicksilver WMC $8,000 / Penfed Plat Rewards Visa $9500 / Logix FCU Plat MC $12,000 / SDCCU Plat Visa $2,500 / Barclays Rewards MC $1500 / Best Buy Visa $1000 / Sams Club Store Card $437 / JCPenny $500
Survived BK Filing: Fort Knox CU Plat Visa $5,000 / Lowes $7,000 / HSN Card $3,000 / Walmart Card $2,000 / Macys $800 / Target Red Card $500
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: Experian CR Freeze

 
Frequent Contributor
Posts: 308
Registered: ‎02-03-2008
0

Re: Experian CR Freeze

Any comments DI?

Fico:EQ 689 (1/8/16) EX 692 (2/8/16) TU 674 (1/8/16)
C1 Venture One $10,000 / C1 Quicksilver Visa Sig $10,000 / C1 Quicksilver WMC $8,000 / Penfed Plat Rewards Visa $9500 / Logix FCU Plat MC $12,000 / SDCCU Plat Visa $2,500 / Barclays Rewards MC $1500 / Best Buy Visa $1000 / Sams Club Store Card $437 / JCPenny $500
Survived BK Filing: Fort Knox CU Plat Visa $5,000 / Lowes $7,000 / HSN Card $3,000 / Walmart Card $2,000 / Macys $800 / Target Red Card $500
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: Experian CR Freeze

[ Edited ]

I left a comment.  I'm not sure what happened to it.  Putting a credit freeze on the report would only affect PSECU if they try to do a hard pull.  But, I have  experienced a situation with Sears where I cannot get the free credit score they offer due to my having a freeze on my TU report.  But somehow, Credit Karma is still able to soft my TU report and give me a score. 

Frequent Contributor
Posts: 308
Registered: ‎02-03-2008
0

Re: Experian CR Freeze

Thanks DI.  I just froze the report!

Fico:EQ 689 (1/8/16) EX 692 (2/8/16) TU 674 (1/8/16)
C1 Venture One $10,000 / C1 Quicksilver Visa Sig $10,000 / C1 Quicksilver WMC $8,000 / Penfed Plat Rewards Visa $9500 / Logix FCU Plat MC $12,000 / SDCCU Plat Visa $2,500 / Barclays Rewards MC $1500 / Best Buy Visa $1000 / Sams Club Store Card $437 / JCPenny $500
Survived BK Filing: Fort Knox CU Plat Visa $5,000 / Lowes $7,000 / HSN Card $3,000 / Walmart Card $2,000 / Macys $800 / Target Red Card $500
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: Experian CR Freeze

I've had a credit freeze on my TU and EX reports since July 2009.  

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