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Experian FICO's are back?!

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ReaLiLJ
Regular Contributor
‎06-13-2013 11:39 AM
‎06-13-2013 11:39 AM

Re: Experian FICO's are back?!

Whoever pulls, can you pm me what the algorithm their using. Thanks in advance! -LJ

20 Years & 1 Month Young; Total Income: $53k (Credit History): 1.9 years AAOA: 1.0 years
Fico Scores: Exp: 725 (12/4) EQ: 703 (11/13) TU: 736 (12/6) Total Credit Available: 89k
Wallet: AmEx Plat- NPSL | AmEx BCP $10.5K | BestBuy SC $10k | Duck Card $8k | BoFA CR Plat Plus Sig. $5k | Discover IT $6k | Chase Freedom Sig. $7k | CSP Sig. $5k | USBank Cash+ Sig. $5k | Barclays R MC $5k | Chevron Visa $5k | BR Visa $5k | Walmart Discover $4k | DCU Plat Visa $3k | QuickSilver CR $3k | Macy's Store CC/Macy's Amex $2.5k/$3k | BML $1.2k | Citi Divi Plat Visa $500
Open Loans: Sallie Mae SL: ($5.6k) (Def.) Car Loan (Red Devil FR-S): $20k/33k Remaining -Will Pay Off in 2yrs. Advice Welcomed!
Message 11 of 208
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vpae
Established Contributor
‎06-13-2013 11:40 AM
‎06-13-2013 11:40 AM

Re: Experian FICO's are back?!

I just caved and bough it.

 

AND WOW. I wasn't expecting that score.

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 12 of 208
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Dubious
Frequent Contributor
‎06-13-2013 11:42 AM
‎06-13-2013 11:42 AM

Re: Experian FICO's are back?!

@vpae wrote:

I just caved and bough it.

 

AND WOW. I wasn't expecting that score.

Don't tease us like that Smiley Tongue

Message 13 of 208
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cqdealer711
Frequent Contributor
‎06-13-2013 11:44 AM
‎06-13-2013 11:44 AM

Re: Experian FICO's are back?!

@Dubious wrote:
@vpae wrote:

I just caved and bough it.

 

AND WOW. I wasn't expecting that score.

Don't tease us like that Smiley Tongue

+1  , thats like saying hot dogs!!!! and then there is no food.


Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 14 of 208
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CS800
Super Contributor
‎06-13-2013 11:46 AM
‎06-13-2013 11:46 AM

Re: Experian FICO's are back?!

A good test would be to compare it to the PSECU score for those of us who get it monthly.

 

 




Message 15 of 208
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tennisfan78
Established Contributor
‎06-13-2013 11:47 AM
‎06-13-2013 11:47 AM

Re: Experian FICO's are back?!

Updates will be appreciated
Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 16 of 208
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creditYum
Established Member
‎06-13-2013 11:47 AM
‎06-13-2013 11:47 AM

Re: Experian FICO's are back?!

Finally!! This is very exciting. I can't wait to have a full 3 bureau credit picture!
Message 17 of 208
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Dubious
Frequent Contributor
‎06-13-2013 11:48 AM
‎06-13-2013 11:48 AM

Re: Experian FICO's are back?!

Does myfico not actively disclose what models they sell? I've been trying to find it on the site to no avail. 

Message 18 of 208
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SRAGS
Regular Contributor
‎06-13-2013 11:49 AM
‎06-13-2013 11:49 AM

Re: Experian FICO's are back?!

I Bought Experian report... My score is 754...... no enquiries since 9 months. But score simulator is not available.. thanks.
Message 19 of 208
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vpae
Established Contributor
‎06-13-2013 11:50 AM
‎06-13-2013 11:50 AM

Re: Experian FICO's are back?!

This doesn't make any sense.

 

I went into the bank on 06/11 to start my refi. They did a pull of all 3 and here's what I got.

 

Experian - 770

Equifax - 788

Transunion - 783

 

I updated both my Transunion and my Equifax on myFico before going in that morning and with today's Experian purchase. Here is what I got.

 

Experian - 815

Equifax - 788

Transunion - 765

 

Why is the Experian score so much higher?

 

 

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 20 of 208
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