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Established Contributor
CashOnDelivery
Posts: 502
Registered: ‎04-17-2013
0

Re: Experian FICO's are back?!

[ Edited ]

Bit the bullet($20) and got it. 682, better than I thought...


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge
Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
0

Re: Experian FICO's are back?!


BearsAndTurtlesRtheBest wrote:

@RockinRay you mean many many different FICO scores that they sell based on the lendor??

 

 


Yes, auto purchase, mortgage, etc... The article stated that with so many different scores offered based on what you want to buy, that buying the score here is not really accurate.

 

I know - bubble busting! Sorry...

Ray

** Every Card has a Job, and Every Card does its Job **

Frequent Contributor
GaTech
Posts: 374
Registered: ‎02-10-2013
0

Re: Experian FICO's are back?!

Can someone provide a link to purchase a REAL experian FICO score???
As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Established Contributor
lithium78
Posts: 930
Registered: ‎07-30-2011
0

Re: Experian FICO's are back?!

Now that I've had more time to really look over my EX FICO score and report, I see some errors.  For instance, EX removed a positive trade line from a consolidated student loan three years before they should have.  MyFICO also lists my oldest account as 7 years, when according to their own information (which is inaccurate because of the missing student loan), it should be 8 years.  On the other hand, I'm reluctant to dispute any of this because I have a 30 day late on my report for an auto loan that I foolishly co-signed back in my financially ignorant days as a young man and I don't want them to find that the person I co-signed for actually missed a bunch of payments instead of just one.  I don't really know what to do about this.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Established Contributor
emptypockets
Posts: 998
Registered: ‎02-03-2009
0

Re: Experian FICO's are back?!

Mine was worth the 20 bucks...790!:smileyhappy:

 

For comparison:

 

Last REAL score (from AMEX pull 8/12): 779

 

My Credit Sesame score is 757

 

Credit.com  743 (Fico estimate from their site is 760)

 

Plus score from Experian is 766


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (5), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (10/2014): 813; EX (6/14): 775
Contributor
Petraeus
Posts: 88
Registered: ‎05-21-2013
0

Re: Experian FICO's are back?!

yup did the same thing. Glad I can finally compare all 3


codimom wrote:

injustifiiable wrote:

I'm tempted to buy one just for the heck of it...


i was just thinking the same thing!



again

FICO® Avg: 732 (11/2013)
Notable CC: AMHFCU® PLATINUM MASTERCARD $25K | Chase Marriott Rewards SigVisa $12K | AmEX PRG NPSL | BoA Cash Rewards Signature® Visa $12K | AmEX BCE $9K | Citi Diamond Preferred $10K | Chase Freedom Signature Visa $5K | BoA Travel Rewards® Signature® Visa $5K
Current Overall CL: $139K | UTL: 18% | AAoA 3yrs | Gardening since 11/26/2013
Future CC: Chase Sapphire Preferred Visa Signature®
Future CLI: AmEX BCE 2/2014 | Fico goal: 760+
Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: Experian FICO's are back?!

Ray did you check yours?




Valued Contributor
android01
Posts: 1,226
Registered: ‎09-22-2009
0

Re: Experian FICO's are back?!

EX myFICO score-2.jpg

 

Oh so close......:smileyvery-happy:

 

EQ FICO - EQ08 - 850 -10/22/14
TU FICO - TU08 - 850 - 10/22/14
EX FICO - EX08 - 850 - 10/22/14
Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
0

Re: Experian FICO's are back?!


android01 wrote:

EX myFICO score-2.jpg

 

Oh so close......:smileyvery-happy:

 


Holy Jesus !!!!!

 

Nice

 




Regular Contributor
IECredit
Posts: 212
Registered: ‎07-15-2012
0

Re: Experian FICO's are back?!

[ Edited ]

Pulled mines just for the heck of it:smileyhappy: 709 FICO

 

Pretty close to other pulls

Chase pull in May (score 711)

Credit Sesame (score 718)

Creditreport.com (score 721)

 

 photo ex_zps3732cee9.jpg

Current Score:TU 717(Walmart 1/9/14) / EQ 766(DCU Monthly 1/28/14) EX Fico 723(MyFico 9/15/13)
Goal Score: All above 800
Wallet: PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix 10,000 | Chase Freedom $1,000 | Discover $3,600 | WalMart $3,500 | Paypal MC $6,000 | Cap 1 QuickSliver $6,000 | Barclay NFL $3,400 | Best Buy $1,000 | Cap 1 Venture $4,000 | 11 Accounts $57,500 Revolving

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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