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Experian FICO's are back?!

Established Contributor

Re: Experian FICO's are back?!

Bit the bullet($20) and got it. 682, better than I thought...


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

Take the myFICO Fitness Challenge
Message 141 of 208
Valued Contributor

Re: Experian FICO's are back?!


BearsAndTurtlesRtheBest wrote:

@RockinRay you mean many many different FICO scores that they sell based on the lendor??

 

 


Yes, auto purchase, mortgage, etc... The article stated that with so many different scores offered based on what you want to buy, that buying the score here is not really accurate.

 

I know - bubble busting! Sorry...

Ray

** Every Card has a Job, and Every Card does its Job **
Message 142 of 208
Frequent Contributor

Re: Experian FICO's are back?!

Can someone provide a link to purchase a REAL experian FICO score???
As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000



Message 143 of 208
Established Contributor

Re: Experian FICO's are back?!

Now that I've had more time to really look over my EX FICO score and report, I see some errors.  For instance, EX removed a positive trade line from a consolidated student loan three years before they should have.  MyFICO also lists my oldest account as 7 years, when according to their own information (which is inaccurate because of the missing student loan), it should be 8 years.  On the other hand, I'm reluctant to dispute any of this because I have a 30 day late on my report for an auto loan that I foolishly co-signed back in my financially ignorant days as a young man and I don't want them to find that the person I co-signed for actually missed a bunch of payments instead of just one.  I don't really know what to do about this.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 144 of 208
Highlighted
Valued Contributor

Re: Experian FICO's are back?!

Mine was worth the 20 bucks...790!Smiley Happy

 

For comparison:

 

Last REAL score (from AMEX pull 8/12): 779

 

My Credit Sesame score is 757

 

Credit.com  743 (Fico estimate from their site is 760)

 

Plus score from Experian is 766


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 145 of 208
Contributor

Re: Experian FICO's are back?!

yup did the same thing. Glad I can finally compare all 3


codimom wrote:

injustifiiable wrote:

I'm tempted to buy one just for the heck of it...


i was just thinking the same thing!



again

FICO® Avg: 732 (11/2013)
Notable CC: AMHFCU® PLATINUM MASTERCARD $25K | Chase Marriott Rewards SigVisa $12K | AmEX PRG NPSL | BoA Cash Rewards Signature® Visa $12K | AmEX BCE $9K | Citi Diamond Preferred $10K | Chase Freedom Signature Visa $5K | BoA Travel Rewards® Signature® Visa $5K
Current Overall CL: $139K | UTL: 18% | AAoA 3yrs | Gardening since 11/26/2013
Future CC: Chase Sapphire Preferred Visa Signature®
Future CLI: AmEX BCE 2/2014 | Fico goal: 760+
Message 146 of 208
Super Contributor

Re: Experian FICO's are back?!

Ray did you check yours?




Message 147 of 208
Valued Contributor

Re: Experian FICO's are back?!

EX myFICO score-2.jpg

 

Oh so close......Smiley Very Happy

 

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 148 of 208
Super Contributor

Re: Experian FICO's are back?!


android01 wrote:

EX myFICO score-2.jpg

 

Oh so close......Smiley Very Happy

 


Holy Jesus !!!!!

 

Nice

 




Message 149 of 208
Frequent Contributor

Re: Experian FICO's are back?!

Pulled mines just for the heck of itSmiley Happy 709 FICO

 

Pretty close to other pulls

Chase pull in May (score 711)

Credit Sesame (score 718)

Creditreport.com (score 721)

 

 photo ex_zps3732cee9.jpg

Current Fico's: TU 797 / EQ 785 / EX 775
Wallet: US Bank Business Edge $16,000 I Chase Ink $18,500 | US Bank Cash + Visa Sig $15,000 | Amex PRG NSL | Barclay Arrival+ WMC $10,000 l Amex BCP $20,000 | PenFed Visa Sig $9,000 | DCU Plat. $10,000 | Logix $10,000 | Discover $18,900 | WalMart $10,000 | Paypal MC $15,000 | Barclay NFL $3,400 | Cap 1 Quicksilver WMC $34,500 | J C Penny $5000 | Target $2000 13 Personal & 2 Business CreditCards
Message 150 of 208