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Experience with "tire" cards

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Anonymous
Not applicable

Re: Experience with "tire" cards

Here's my story.  Maybe it can help you.  I drive a 2012 Honda Pilot (Touring Edition).  I was about to need a new set of tires.  The stock Michelin's were about $250 a piece to replace.  I decided to buy some 22" rims and found that I could get tires for them for $115 each brand new.  That was a shocker.  I bought 2 tires one month and then 1 tire each month afterwards.  The rims were $1100.  Find out what size your tires are.  Go to EBay and buy one at a time.  It only costs about $25 per tire to be mounted at your local tire store.  You don't have to buy all 4 at the same time.  Store them somewhere until you have bought all 4.  I will buy 4 more of the exact same tires soon for the next change.

Message 11 of 32
Anonymous
Not applicable

Re: Experience with "tire" cards

My walmart doesnt offer tires anymore but if you already have the card and the deferred interest coupon works on tires I say go for that since you wont have to take another pull or add an account.

I got a Discount Tire card (CarCareOne) in early November and used it on black friday to get some studded tires on my car and got a great rebate for it. They also have rebates year round if you use the card. Unfortunately I was only given a $500 SL so I was barely even able to use it since my tires cost $428 (installed).
Message 12 of 32
Anonymous
Not applicable

Re: Experience with "tire" cards

Thanks for the insight everyone seems the best thing to do is just use my Walmart card
Message 13 of 32
elim
Senior Contributor

Re: Experience with "tire" cards

I ordered tires at wally yesterday, lol

 

Nice ones too!

Message 14 of 32
Anonymous
Not applicable

Re: Experience with "tire" cards

Best to do an extensive search before buying.  Better than settling for the status quo.  Don't get a credit card for tires only.

 

http://www.ebay.com/itm/1x-Triangle-TR968-265-35R22-102V-All-Season-High-Performance-Tires-265-35-22...

 

Message 15 of 32
Anonymous
Not applicable

Re: Experience with "tire" cards


@Anonymous wrote:
I guess I'm fortunate with this, but I would never open a CC for a single purchase. If you absolutely have to finance or pay over time, I would get a bank card with 0% offer for the next XX months. I've seen Chase Freedom at 15 months and a US Bank card at 22 months 0%. I feel that's a better use of an HP and new account..

I agree 100% here.  Tires, generally speaking, aren't a very common purchase.  Outside of a mechanic or someone that travels a ton with multiple vehicles or other similar examples I think most people probably buy a set of tires every couple of years.  I'm not sure I see the point in having a CC that's acquired to put a purchase on every few years, but that's just me.

Message 16 of 32
CreditMagic7
Mega Contributor

Re: Experience with "tire" cards


@elim wrote:

I ordered tires at wally yesterday, lol

 

Nice ones too!


Have to agree.

 

I been everyplace, Big O, Firestone, etc. but Walmart is no slouch when it comes to tires.

 

Love my SUV Light Truck GoodYear Wranglers and at a super price too! Put them on Walmart Card and done.

 

Only needed a pair anyway. Those puppies last!

Message 17 of 32
wasCB14
Super Contributor

Re: Experience with "tire" cards

Dealer price: $1150 for everything (tires, tax on tires, labor, tax on labor, old tire disposal fees)

Tire specialist price: $1100 for everything

Walmart and Amazon: $800 for tires and tire taxes, but I'd pay separately for labor, labor taxes and disposal fees

Costco: $750 for everything

Costco less the Citi price rewinds (one per tire) I only started Thursday...

 

(drum roll)

 

$470!

 

*PW found the price, and labor is listed as a separate item on my receipt, so I should have no trouble with my claims.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 18 of 32
Khalifa_Jayy
Regular Contributor

Re: Experience with "tire" cards

Why is everyone putting tires in quotes? Lol. I feel like this is some sort of euphemism I'm failing to grasp.

 



CreditXpert Scores: EX [672] | EQ [681] | TU [677] | American Express FICO 8: EX [698]

  

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Message 19 of 32
fltireguy
Valued Contributor

Re: Experience with "tire" cards

You are comparing mail order to full service to a warehouse club. That's not realistic. But, ANY national chain (Firestone,NTB,Tire Kingdom,Monro,etc) will match the Costco price, AND give you full service, which Costco cannot provide....
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 20 of 32
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