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New Contributor
cp94550
Posts: 70
Registered: ‎11-05-2011

Re: Express Preapproval (Shopping Cart Trick)

I just did this and got approved at $500. Then my side went over to Victoria Secret and got approved for $350!

Starting Score: 560 on 11/1/11
Current Score: 578 on 10/04/12
Goal Score: 650 for starters

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Frequent Contributor
jdirilo
Posts: 331
Registered: ‎08-27-2012

Re: Express Preapproval (Shopping Cart Trick)

Geez I still can't get those damn cart tricks to work for anything! What's the average score they require for the pre approval to appear?
Frequent Contributor
jdirilo
Posts: 331
Registered: ‎08-27-2012

Re: Express Preapproval (Shopping Cart Trick)

 
Valued Contributor
injustifiiable
Posts: 1,843
Registered: ‎03-30-2012

Re: Express Preapproval (Shopping Cart Trick)


snowkitty wrote:

Congrats!! I declined the express card but I do have a victoria secret and brylane home card with commenity. When I called asking about a cli, they told me you have to wait 9 months. Hopefully they will be more like GE after that.


I was also told 9 months but I was able to get a CLI on my J.Crew card after having it for barely 2 months. Weird.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $2750
Regular Contributor
sybo40
Posts: 105
Registered: ‎11-12-2010

Re: Express Preapproval (Shopping Cart Trick)

Don't feel bad...I can't, either.  LOL 


Starting Score: 490
Current Score: TU: 656; EQ: 607; EX: 642
Goal Score: 700


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Regular Contributor
scarzy
Posts: 225
Registered: ‎04-08-2008

Re: Express Preapproval (Shopping Cart Trick)


injustifiiable wrote:

snowkitty wrote:

Congrats!! I declined the express card but I do have a victoria secret and brylane home card with commenity. When I called asking about a cli, they told me you have to wait 9 months. Hopefully they will be more like GE after that.


I was also told 9 months but I was able to get a CLI on my J.Crew card after having it for barely 2 months. Weird.


I also got a CLI with J. Crew, but I bought a couple of things during the 2 months.

The other Comenity's store cards were declined for the CLI. Maybe because I haven't used it yet?

 

 

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Valued Member
jenne223
Posts: 41
Registered: ‎10-17-2012

Re: Express Preapproval (Shopping Cart Trick)

Did your JCrew show an amount at the preapproval?  I did it this morning but didnt take the offer b/c they didn't state any credit limit.

 

 

Regular Contributor
scarzy
Posts: 225
Registered: ‎04-08-2008

Re: Express Preapproval (Shopping Cart Trick)


jenne223 wrote:

Did your JCrew show an amount at the preapproval?  I did it this morning but didnt take the offer b/c they didn't state any credit limit.

 

 


It did when I got mine. Most will get $250- unless their credit score is good. Some will get higher.

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Established Contributor
shaun2009
Posts: 637
Registered: ‎03-07-2013

Re: Express Preapproval (Shopping Cart Trick)

this wont work for me ive tried so many things lol.... its just not working i dont get a pop up or anything.....any1 have detailed step by step

Current Credit Cards
| Discover IT: $6.5K | PayPal MasterCard: $7.5K | US Bank Platinum: $5K | WalMart Discover: $5K |
| Sam's MasterCard $1.8K | Cap1 QuickSilver: $1.3K | AmEx TrueEarnings: $1.2K | AFCU Rewards: $1K | US Bank Select $1K |

Goal Credit Cards
CapitalOne QuickSilver, Discover IT, Sam's MasterCard
AmEx EveryDay, Chase Freedom, US Bank Cash+
Last Application: 6/23/2014
Frequent Contributor
WarJar101
Posts: 341
Registered: ‎08-14-2012

Re: Express Preapproval (Shopping Cart Trick)

You have to type in your address, the same way it appears on your credit report. If not, they won't be able to identify you. Check your credit report, or last one that you had, and see what address they have you listed under.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)

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