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Express Preapproval (Shopping Cart Trick)

Regular Contributor

Re: Express Preapproval (Shopping Cart Trick)

I just did this and got approved at $500. Then my side went over to Victoria Secret and got approved for $350!

Starting Score: EX: 560 on 11/1/11
Current Score: EX: 651 on 1/31/16
Goal Score: 700

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Frequent Contributor

Re: Express Preapproval (Shopping Cart Trick)

Geez I still can't get those damn cart tricks to work for anything! What's the average score they require for the pre approval to appear?
Frequent Contributor

Re: Express Preapproval (Shopping Cart Trick)

 
Valued Contributor

Re: Express Preapproval (Shopping Cart Trick)


snowkitty wrote:

Congrats!! I declined the express card but I do have a victoria secret and brylane home card with commenity. When I called asking about a cli, they told me you have to wait 9 months. Hopefully they will be more like GE after that.


I was also told 9 months but I was able to get a CLI on my J.Crew card after having it for barely 2 months. Weird.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Regular Contributor

Re: Express Preapproval (Shopping Cart Trick)

Don't feel bad...I can't, either.  LOL 


Starting Score: 490
Current Score: TU: 656; EQ: 607; EX: 642
Goal Score: 700


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Highlighted
Regular Contributor

Re: Express Preapproval (Shopping Cart Trick)


injustifiiable wrote:

snowkitty wrote:

Congrats!! I declined the express card but I do have a victoria secret and brylane home card with commenity. When I called asking about a cli, they told me you have to wait 9 months. Hopefully they will be more like GE after that.


I was also told 9 months but I was able to get a CLI on my J.Crew card after having it for barely 2 months. Weird.


I also got a CLI with J. Crew, but I bought a couple of things during the 2 months.

The other Comenity's store cards were declined for the CLI. Maybe because I haven't used it yet?

 

 

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

New Contributor

Re: Express Preapproval (Shopping Cart Trick)

Did your JCrew show an amount at the preapproval?  I did it this morning but didnt take the offer b/c they didn't state any credit limit.

 

 

Regular Contributor

Re: Express Preapproval (Shopping Cart Trick)


jenne223 wrote:

Did your JCrew show an amount at the preapproval?  I did it this morning but didnt take the offer b/c they didn't state any credit limit.

 

 


It did when I got mine. Most will get $250- unless their credit score is good. Some will get higher.

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Established Contributor

Re: Express Preapproval (Shopping Cart Trick)

this wont work for me ive tried so many things lol.... its just not working i dont get a pop up or anything.....any1 have detailed step by step

CH7 Filed (3/29/17) - 516 EQ, 517 TU, 483 EX -- Discharged (5/31/17) - 538 EQ 501 TU 559 EX
PenFed CLOC $500 - NFCU nRewards $1k - CreditOne $500 - VS $250 - Overstock $250 - KingSize $250 - Macys $5.8K (AU) - AmEx $1k (AU)
Frequent Contributor

Re: Express Preapproval (Shopping Cart Trick)

You have to type in your address, the same way it appears on your credit report. If not, they won't be able to identify you. Check your credit report, or last one that you had, and see what address they have you listed under.

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX