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New Member
Posts: 6
Registered: ‎09-17-2012
0

Express WFNNB Approval Finally --Update and Backdoor Number

Hello all. Thanks for the advice in my previous post about this subject. I had applied for the account. I got the 7-10 day message. I kept calling customer service and they kept saying that if I were not approved right away they would have no way to get a status update on what's going on. THis means that I would end up waiting 7-10 days before understanding whats what. As I stated I didn't think there would be anyway I would get a declination. I knew it had to be the fraud alert. I had identity theft but we cleared that all up and now I have an alert. I've always had to call in right away after the application, and they would verify and approve. I didn't feel like waiting 7-10 only to call, get approved, and then wait another 7-10 days but I couldn't get to a backdoor number so I found this:

 

614-729-5000

 

I called it and selected the account protection option. I played dumb and said that I had gotten a letter and called in. He looked up my information, found my application, and asked questions then approved me for a $900 CL. Kind of sucky but oh well!!

 

Glad I called!! Don't understand why the customer service line with Express wouldn't just have transfered me to that department even after I told them that I usually have to call in to verify information because of fraud....ohh well hope this number comes in handy to someone else like it did me!! :smileyhappy:

Established Contributor
Posts: 985
Registered: ‎09-10-2012
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Re: Express WFNNB Approval Finally --Update and Backdoor Number

Congrats! I applied last week for the reeds jewelers card with them and got the same message. I've called twice to check the status and get nowhere. I can't believe the can't tell me anything. I get preapprovals on their other sites but then I get a wait and see message from that one. I can't find any other numbers....it's so frustrating!
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

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Posts: 13,871
Registered: ‎04-15-2011
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Re: Express WFNNB Approval Finally --Update and Backdoor Number

Congrats!!!!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Express WFNNB Approval Finally --Update and Backdoor Number


TOMMY_BOY wrote:

Hello all. Thanks for the advice in my previous post about this subject. I had applied for the account. I got the 7-10 day message. I kept calling customer service and they kept saying that if I were not approved right away they would have no way to get a status update on what's going on. THis means that I would end up waiting 7-10 days before understanding whats what. As I stated I didn't think there would be anyway I would get a declination. I knew it had to be the fraud alert. I had identity theft but we cleared that all up and now I have an alert. I've always had to call in right away after the application, and they would verify and approve. I didn't feel like waiting 7-10 only to call, get approved, and then wait another 7-10 days but I couldn't get to a backdoor number so I found this:

 

614-729-5000

 

I called it and selected the account protection option. I played dumb and said that I had gotten a letter and called in. He looked up my information, found my application, and asked questions then approved me for a $900 CL. Kind of sucky but oh well!!

 

Glad I called!! Don't understand why the customer service line with Express wouldn't just have transfered me to that department even after I told them that I usually have to call in to verify information because of fraud....ohh well hope this number comes in handy to someone else like it did me!! :smileyhappy:


Congrats!!!

 

Good you called in, that app may have been declined if not.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
0

Re: Express WFNNB Approval Finally --Update and Backdoor Number

Congrats! They gave me the run around with the VS Card and by the time I wrote in, they gave me some crap about my application being expired. I was looking for a number on this board and never found it. Glad someone was able to.

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Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
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Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
0

Re: Express WFNNB Approval Finally --Update and Backdoor Number

wow!!!! Congrats!! That is a low limt, BUT for a starting limit with Express, that's pretty dang high!!!!

 

My $2,750 is still higher :-P haha but I've also had it since '07! once those rewards start rolling in, you'll be SO happy you did it!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
Posts: 178
Registered: ‎09-12-2012
0

Re: Express WFNNB Approval Finally --Update and Backdoor Number

Congrats!!

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Express WFNNB Approval Finally --Update and Backdoor Number

Congrats

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