I want duplicate cards so me and DW can both have one. Not wanting to add her as AU.
If I ask for a replacement card due to damage would this be a solution?
I would like to have a duplicate of each of my cards.
I did this with several of my cards because my husband always has his wallet and I hate dragging my purse around. When I need a card I just ask him for it but I have mine if he isn't around. 
To answer the OPs question; I just contact the companies and told them my magnetic strips had stopped working and asked them to send me a duplicate card. If I got any push back (only once) I told them I had subscriptions set up to charge to the card and I didnt want to have to update my CC info everywhere. Had no issues.
Are you married? My wife does the shopping in my world. When they start asking people for I.D. again then maybe that statement has merit.
@Anonymous wrote:
@Poppa wrote:I want duplicate cards so me and DW can both have one. Not wanting to add her as AU.
If I ask for a replacement card due to damage would this be a solution?
I would like to have a duplicate of each of my cards.
She shouldn't be using a card that doesn't have her name on the front of it.
Do you have any Chase cards?
If you do, add her as an AU. Then as soon as you have the card and its activated, remove her as an AU. Chase card # and CV3 are identical, and the card will still work, even after she is removed
If you do, add her as an AU. Then as soon as you have the card and its activated, remove her as an AU. Chase card # and CV3 are identical, and the card will still work, even after she is removed
@UncleB wrote:
@Poppa wrote:Are you married? My wife does the shopping in my world. When they start asking people for I.D. again then maybe that statement has merit.
@Anonymous wrote:
@Poppa wrote:I want duplicate cards so me and DW can both have one. Not wanting to add her as AU.
If I ask for a replacement card due to damage would this be a solution?
I would like to have a duplicate of each of my cards.
She shouldn't be using a card that doesn't have her name on the front of it.
It doesn't matter if any of us are married or not, nor does it matter who does our shopping. Some issuers (i.e. Amex) are known to be really picky about their cards not being transferable, and in some areas merchants are known for always asking for photo ID whenever a card is used. Because of this you're going to get mixed feedback on here.
The simplest thing to do would be to make your wife (or husband, or child, etc.) an AU on the account; this would guarantee they would never have a problem using the card, either with the merchant or the issuer. Any other workaround will always be YMMV.
Actually by definition the "simplest" thing to do is getting a replacement. Not Opening a new account on my wife's credit file for every card she uses of mine. I did mention in my post I wasn't looking to do that. Neither of us has ever been asked for an I.D. when using credit so that's not an issue we worry about. Anyway I wasn't asking about the legalities of it but thanks for the concern. I only want duplicates to my cards.
