Valued Contributor
Posts: 1,145
Registered: ‎04-13-2013

FAKO score from Chase

[ Edited ]

DH just received his Freedom and it came with his "Credit Score." The scoring system name is "Application Score," the source is listed as "Chase Bank" with a range from 100-990. His score was 746. DH didn't get the best apr (22.99%) which isn't a surprise since he had to recon to get it. We'll work on getting a lower apr in a year or so after we've let the account age. It's not a big deal since we don't plan on carrying a balance and it came with the 0% apr for 15 months. I wish I knew what his fico score is! I wish myFico has a two-for-one type of special. Lol.  


Edit: So I couldn't stand not knowing DH's real fico score so I went ahead and signed him up for SW - his EQ fico is 682. Shows you how off the fako scores can be. But I wonder if this means that Chase won't be using fico scores in the future. 

Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Valued Contributor
Posts: 1,124
Registered: ‎02-03-2013

Re: FAKO score from Chase

They used an internal scoring sysyem, not fico

Starting Score TU 667 EQ 663 EX 655
Current Score TU 721 EQ 719 EX 717 Last Update 8/2014
Garden Club 04/10/2013 (Goal 2015 or Longer)

Frequent Contributor
Posts: 396
Registered: ‎05-27-2013

Re: FAKO score from Chase

[ Edited ]

I can't wait for FICO to start selling Experian FICO scores again.

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