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FAKO score from Chase

Valued Contributor

FAKO score from Chase

DH just received his Freedom and it came with his "Credit Score." The scoring system name is "Application Score," the source is listed as "Chase Bank" with a range from 100-990. His score was 746. DH didn't get the best apr (22.99%) which isn't a surprise since he had to recon to get it. We'll work on getting a lower apr in a year or so after we've let the account age. It's not a big deal since we don't plan on carrying a balance and it came with the 0% apr for 15 months. I wish I knew what his fico score is! I wish myFico has a two-for-one type of special. Lol.  

 

Edit: So I couldn't stand not knowing DH's real fico score so I went ahead and signed him up for SW - his EQ fico is 682. Shows you how off the fako scores can be. But I wonder if this means that Chase won't be using fico scores in the future. 


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 1 of 3
2 REPLIES
Valued Contributor

Re: FAKO score from Chase

They used an internal scoring sysyem, not fico


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 2 of 3
Frequent Contributor

Re: FAKO score from Chase

I can't wait for FICO to start selling Experian FICO scores again.

Message 3 of 3