Proportion (or ratio) of balances to credit limits on bank/national revolving or other revolving accounts is too high
Your FICO® Score evaluates the balances in relation to your available credit on revolving accounts. This is done looking at all of your revolving accounts, as well as looking at individual revolving accounts. In your case, this ratio of balances to credit limits is too high.
What does this mean? My Ulit is 4% could this mean because I have a lot of CC with balances?
