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Metergage wrote:
I have 2 cards, one with 10K limit and the other with a 15 K limit, first has 8K balance and the other 6.5 K balance. If i move the 8K to the card with the 15 K limit ( because it has a 0% promotional interest rate ), will it effect my FICO score? The overall debt and credit ratio will be the same. Thanks
@Anonymous wrote:
It is at 0%. So I want to know how much I can transfer w/o adversely effecting my fico, but at the same time saving me interest, and transfer accordingly. Based on Tomothy's advice, it appears maybe transferring 5 to 6K is ok, not great, since will be more than 50%, but will be less than 85%, and will save me interest.