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Regular Contributor
RHAL
Posts: 139
Registered: ‎12-11-2010

Re: BIG APP Spree results 8/22

Ya, Penfed is no joke! I called and asked for a recon to no avail, and tgen i asked if there was any product i could qualify for while she was staring at my report. She said "not at this time try back in a year". Wow!!! They are a no joke CU! 

My wallet? AMEX PR Gold NPSL, AMEX HH 1k, Citi Hilton Reserve VS, CSP 9.2k, Chase Freedom 6.7k, Chase Sapphire 5.2k, USAA AMEX 2k, Cap 1 Cash 1.2k, BBRZ MC 500, Barclaycard Apple 1.5k, Barclay Ring 4.5k, Bank Americard 123 5.5k, NFCU Cash 14k

Starting Score: (9/27/10)TU:602 EQ:567
Current Score: TU:670 EQ:670 EX: 706 chase pull
Goal Score: TU:700 EQ:700


Take the FICO Fitness Challenge

My wallet? AMEX PR Gold, Citi Hilton Gold, Cap 1 Cash, BBRZ MC, Barclaycard Apple, Bank Americard Cash
Regular Contributor
sandman2435
Posts: 168
Registered: ‎01-22-2011

Re: BIG APP Spree results 8/22

Penfed is a very conservitive credit union..It took my 3 times and and got their rewards visa..

Regular Contributor
RHAL
Posts: 139
Registered: ‎12-11-2010

Re: BIG APP Spree results 8/22

Bump score update on spree

 

My wallet? AMEX PR Gold NPSL, AMEX HH 1k, Citi Hilton Reserve VS, CSP 9.2k, Chase Freedom 6.7k, Chase Sapphire 5.2k, USAA AMEX 2k, Cap 1 Cash 1.2k, BBRZ MC 500, Barclaycard Apple 1.5k, Barclay Ring 4.5k, Bank Americard 123 5.5k, NFCU Cash 14k

Starting Score: (9/27/10)TU:602 EQ:567
Current Score: TU:670 EQ:670 EX: 706 chase pull
Goal Score: TU:700 EQ:700


Take the FICO Fitness Challenge

My wallet? AMEX PR Gold, Citi Hilton Gold, Cap 1 Cash, BBRZ MC, Barclaycard Apple, Bank Americard Cash
Contributor
SpiceIslander
Posts: 258
Registered: ‎02-01-2010

Re: BIG APP Spree results 8/22

Congrats! VERY nice!

Meg.


FICO: EQ 756 / TU 721 - 04/01/13 / EX 744 - 08/24/12 (AmEx)
FAKO: CK 764 - 05/25/13 / Quizzle 744 - 04/01/13
Mega Contributor
LS2982
Posts: 15,097
Registered: ‎04-09-2011

Re: BIG APP Spree results 8/22

CONGRATS on your approvals??

 

Have you apped for the AMEX yet?




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
Moderator
tinuviel
Posts: 4,023
Registered: ‎11-02-2010

Re: BIG APP Spree results 8/22

Nice app spree! Congrats! :smileyhappy:

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Silver Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 5.7k, Kay Jeweler's 5.1k
Regular Contributor
RHAL
Posts: 139
Registered: ‎12-11-2010

Re: BIG APP Spree results 8/22

Yes i have. I made another post about my amex app, but they keep using my soft pull from july. So i put it in for a recon with instructions to pull an updated report. I will let you guys know.
My wallet? AMEX PR Gold NPSL, AMEX HH 1k, Citi Hilton Reserve VS, CSP 9.2k, Chase Freedom 6.7k, Chase Sapphire 5.2k, USAA AMEX 2k, Cap 1 Cash 1.2k, BBRZ MC 500, Barclaycard Apple 1.5k, Barclay Ring 4.5k, Bank Americard 123 5.5k, NFCU Cash 14k

Starting Score: (9/27/10)TU:602 EQ:567
Current Score: TU:670 EQ:670 EX: 706 chase pull
Goal Score: TU:700 EQ:700


Take the FICO Fitness Challenge

My wallet? AMEX PR Gold, Citi Hilton Gold, Cap 1 Cash, BBRZ MC, Barclaycard Apple, Bank Americard Cash
Regular Contributor
RHAL
Posts: 139
Registered: ‎12-11-2010

Re: FINAL UPDATE BIG APP Spree results 8/22

BUmp inal update

My wallet? AMEX PR Gold NPSL, AMEX HH 1k, Citi Hilton Reserve VS, CSP 9.2k, Chase Freedom 6.7k, Chase Sapphire 5.2k, USAA AMEX 2k, Cap 1 Cash 1.2k, BBRZ MC 500, Barclaycard Apple 1.5k, Barclay Ring 4.5k, Bank Americard 123 5.5k, NFCU Cash 14k

Starting Score: (9/27/10)TU:602 EQ:567
Current Score: TU:670 EQ:670 EX: 706 chase pull
Goal Score: TU:700 EQ:700


Take the FICO Fitness Challenge

My wallet? AMEX PR Gold, Citi Hilton Gold, Cap 1 Cash, BBRZ MC, Barclaycard Apple, Bank Americard Cash
New Contributor
EmpressLuv
Posts: 56
Registered: ‎08-29-2012

Re: FINAL UPDATE BIG APP Spree results 8/22

congrats on your app spree..i am afraid to go on one..i dread a credit rejection lol

My Wallet: AMEX Gold NPSL, Victoria Secret 550, Macy's 2K, Kay's 4K, HSBC 1.15K, Cap 1 500, QVC 500, Walmart 1200

Current Scores: Lender Pull: 2/16/13 TU: 672 EX: 681 EQ: 671
Goal Score: 700

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