Reply
Regular Contributor
Posts: 120
Registered: ‎10-26-2007
0

FINALLY A GREAT DAY!!!

[ Edited ]
Today was a really good day, i joined nfc and then called to see if my 99/500 would be unsecured. The csr said that they could only unsecure if i allowed a hard pull and after some serious thought i said yes. After about 2 min she came back on and said congratulations your card is now unsecured and you also will recieve a 500.00 cli. I chickened out but seriously thought about apping for a nfcu card but my eq is only 663 and i have a lot of inquiries and my uti is a bit high right now.  Any idea when i can ask for a product change with BOA and what product should i ask for? Thanks for everything you guys are great.  EDIT okay bit the bullet and applied for n rewards card, guess what APPROVED FOR 10K. i cant seem to comprehend why such great things are happening to me today. if this is a dream, i dont want to wake up,but i know i cant be dreaming because im a hopeless insomniac. I this site crashes it will be my fault because im telling all of my friends, family, and stangers on the streed about my fico and the wonderful support and advice ive gotten from all of u. a little over a year ago i had 520 fico and couldnt get a credit card to save my life.   
Message Edited by HELPLESSINFICOLAND on 03-24-2009 05:33 PM

Starting Score: 540
Current Score: 660
Goal Score: 700


Take the FICO Fitness Challenge
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: FINALLY A GREAT DAY!!!

Congrats.... It is a great day in deed. You can ask BOA for product change any time after the card is unsecured. My suggestion, wait a month or two and then ask them for product change.
Established Contributor
Posts: 645
Registered: ‎10-24-2007
0

Re: FINALLY A GREAT DAY!!!

Congratulations on your wonderful day. It's a great feeling to finally be seen as finacially responsible isn't it?
Established Member
Posts: 16
Registered: ‎01-21-2009
0

Re: FINALLY A GREAT DAY!!!

Hi! Congratulations, can you share what rewards card you applied for and received 10k? Did they pull Equifax?

 

Thanks

Valued Contributor
Posts: 1,934
Registered: ‎10-23-2007
0

Re: FINALLY A GREAT DAY!!!

Its great to hear of your success, keep up the good work and you will reep even better rewards!

Highlighted
Regular Contributor
Posts: 231
Registered: ‎02-16-2008

Re: FINALLY A GREAT DAY!!!

Helpless, I bet that 10k is HELPFULSmiley Wink  WTG

 

 

You now have 10k plus my2centsSmiley Wink

700 Club Member
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.