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FINALLY FIRST PREMIER BANK CLOSED.

Frequent Contributor

FINALLY FIRST PREMIER BANK CLOSED.

I was not going to close it because is almost 4 yrs old account but man them fees and the credit limit is just not gonna cut it

So i burn the sockdrawer with First Premier in it . Smiley Mad

The cs was not letting go as far as the annual fee and the monthly fee

So i said thanks for all the rebuilding process and good luck with that not backing up on the fee

 


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 1 of 15
14 REPLIES
Valued Contributor

Re: FINALLY FIRST PREMIER BANK CLOSED.

Good Job! I'm sure it feels great!

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 2 of 15
Frequent Contributor

Re: FINALLY FIRST PREMIER BANK CLOSED.


ryanbush wrote:

Good Job! I'm sure it feels great!


Yea it does.I feel like 100 lb are of my shoulders right nowSmiley Very Happy


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 3 of 15
Highlighted
Established Member

Re: FINALLY FIRST PREMIER BANK CLOSED.

Also closed my first premier account today. Rebuilding complete! I didn't ask for anything when I closed it, the CSR gave me the speech about hurting my score, offered me $30 credit to cover the $7 monthly fees. I said unless she can get rid of the annual fees and monthly fees altogether I'm not interested. I have tens of thousands of available credit I don't need a $250 dollar card. She immediately replied with your account is now closed lol. I should never have kept it open for as long as I did. I'm gonna keep my orchard bank card open its my oldest account and its just a low annual fee. It's really time to garden now. Refinanced my house, opened 2 credit cards with 10k+ limits, closed this CC and got a second auto loan all within the last 2 months. I wasn't gonna get the second credit card but I figured with 3-4 inquiries open anyway just pick it up, close the First premier and garden for a while.

Old Fako score 550 in 2008ish
Current Fico(1/1/2013) EQ 717
Goal:750 100k
Open Loan Balances: 34k Auto 13.3k Auto, 5.3k Personal loan both through Navy FCU, 182k Mortgage 3.375%
The Wallet: NFCU 14k Signature Visa, USAA 10k MasterCard, Penfed 10k Cap1 500
Message 4 of 15
Valued Contributor

Re: FINALLY FIRST PREMIER BANK CLOSED.

Congrats on kicking them to the curb!

 

Also I know you would like to capture our attention by typing in caps for your subject, but its like SHOUTING LOOK AT ME EVERY SINGLE POST. So could you not type in caps for your subject line. Most visitors and members read all the post on here. Thank you so much astritaho1979. Just my thoughts.

 

Thank you


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 5 of 15
Valued Contributor

Re: FINALLY FIRST PREMIER BANK CLOSED.


astritaho1979 wrote:

ryanbush wrote:

Good Job! I'm sure it feels great!


Yea it does.I feel like 100 lb are of my shoulders right nowSmiley Very Happy


I just called and cancelled my Credit One Bank account, feels great!!!

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 6 of 15
Valued Contributor

Re: FINALLY FIRST PREMIER BANK CLOSED.

Congrats on moving forward from FP it seems like a lot of users are getting rid of the FP this month....must be a new years resolution.

ccpics2.jpg
Message 7 of 15
Frequent Contributor

Re: FINALLY FIRST PREMIER BANK CLOSED.

You got it


chnceit wrote:

Congrats on kicking them to the curb!

 

Also I know you would like to capture our attention by typing in caps for your subject, but its like SHOUTING LOOK AT ME EVERY SINGLE POST. So could you not type in caps for your subject line. Most visitors and members read all the post on here. Thank you so much astritaho1979. Just my thoughts.

 

Thank you


 


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Message 8 of 15
Established Member

Re: FINALLY FIRST PREMIER BANK CLOSED.

Congrats to everyone who kicked them to the curb!

 

I saw one secured app that charged 36% APR.... wow! 

 

I'll pass this one up for sure.


Starting Score: 570
Current Score: 735 EX, 723 EQ,
Goal Score: 725


Take the myFICO Fitness Challenge

Message 9 of 15
Established Contributor

Re: FINALLY FIRST PREMIER BANK CLOSED.

+1

Message 10 of 15