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FINALLY Got Citi Approval!

Valued Member

FINALLY Got Citi Approval!

So as I posted earlier I’ve been "Status Pending" for over a month while they verify identity, Today I decided to check again and to my surprise it said I was Approved!

 

..The bad news it’s a $500 limit, way below the 1500 on my WF card, is it worth a recon? Do they even do recons?

Not sure why but I’m slightly perturbed (I guess that’s the word?.Kind of annoyed but not really...) at the toy limit Smiley Indifferent

On the bright side I got the best APR available for the Student card...9.74 plus prime

 

Anyway I believe I’m set as far as credit goes now..I guess its time to garden?

 

-WF Platinum:            $1500

-Amex Zync:                NPSL

-Citi Div Plat Select:  $500

 

Thanks for all the advice on here!

Message 1 of 14
13 REPLIES
Regular Contributor

Re: FINALLY Got Citi Approval!

Congratulations!!!  I want in with Citi so bad I can taste it! LOL! Hopefully they will give you an increase after some history with them.  I wonder how they are with CLI's?? I'm new to the boards so I need to do some searching about that.

 

Congrat's again! ENjoy the new card!

Message 2 of 14
Regular Contributor

Re: FINALLY Got Citi Approval!

 

WOOHOO!!! Awesome!!! Good For You!!

 

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Message 3 of 14
Valued Member

Re: FINALLY Got Citi Approval!


Tommy5746 wrote:

 

WOOHOO!!! Awesome!!! Good For You!!

 


Thanks for the congrats guys, I love the penguins! Smiley Very Happy

 

So, I still have a question about the recons- has anyone had success with them on recons after acceptance? I know they dont do recons with denials but perhaps if you ask nicely?....Not that I've had a good experiance so far with thier front lines....everyone had a different story about what was going on with my card lol

 

Also, I've read on heere that some of you have been able to change Citi cards to MasterCard versions, is this possible with the Citi Plat Select Div card? Or is it only for people who were customers previously? If it's possible I would have Visa, MC and Amex...should leave all bases covered Smiley Very Happy

 

Message 4 of 14
Valued Member

Re: FINALLY Got Citi Approval!

Congrats!

sIn Wallet: $4500 USAA Amex, $3300 Chase Amazon, $1500 PenFed Visa
In Sock Drawer: $5200 Walmart Discover, $750 Crapital One Journey, $300 Target RedCard
Starting Score: 743 TU (Walmart)
Current Score: 762 EX 744 EQ 762 TU
Goal Score: 800
Message 5 of 14
Regular Contributor

Re: FINALLY Got Citi Approval!

I would wait 6 months and request a cli.  If you try to ask one they are going to say your file is too old and do another HP then deny it.

Message 6 of 14
Frequent Contributor

Re: FINALLY Got Citi Approval!

+1

Message 7 of 14
Valued Member

Re: FINALLY Got Citi Approval!


lanc wrote:

I would wait 6 months and request a cli.  If you try to ask one they are going to say your file is too old and do another HP then deny it.


Thanks for the info, I figured it would be something like that. On the plus side your reply made me laugh for some reason.

 

So that leaves the question about the change to master card? I don't really need to change it but it would be nice to have three different options available to me.

Message 8 of 14
Valued Contributor

Re: FINALLY Got Citi Approval!

You can call but may have to wait 6-12 months for a MasterCard conversion, I think it is possible.

Message 9 of 14
Senior Contributor

Re: FINALLY Got Citi Approval!

I'd be careful w Citi yall... Read the thread about a person getting a CLD from a $15k limit to a $300 limit. Citi is shady
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 10 of 14