@daybreakgonesXe wrote:
You should be okay for applying for anything you think you need at this point in time, but before you do, post another thread indicating your choices and what your credit report currently looks like. We'll be happy to guide you and let you know of your chances
Here you go:
http://ficoforums.myfico.com/t5/Credit-Cards/Make-suggestions-for-me-please/td-p/2392355
my walmart jump from 646 to 702 in one month after a baddie fell off my report
Well, I ended up running my EX file just to see what it said and it came back with a score of 785. 
All 3 credit places come back with the exact same information, but EX is saying a lower score BECAUSE of my student loan. 
It says "The remaining balance on your non-mortgage installment loan is too high." Now why would they consider this but the other 2 don't?? At least I'm still above the 760 mark, which they said on there is considered "excellent" credit.
@audia4 wrote:Well, I ended up running my EX file just to see what it said and it came back with a score of 785.
A 785 EX Score is GREAT! Congrats!
And good job on the new cards! YAY for you.
@lhcole77 wrote:A 785 EX Score is GREAT! Congrats!
And good job on the new cards! YAY for you.
Thanks, I was just hoping it was around the same as the other 2 credit scores. I just don't understand why EX counts the student loan as negative and the other 2 don't. 
I still have 2 more semesters left in school, so my credit with EX is probably only going to get worse since it will add even more to that loan. Sigh