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FINALLY.........Some GE LUV!

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Anonymous
Not applicable

Re: FINALLY.........Some GE LUV!


@LS2982 wrote:

@Anonymous wrote:

@LS2982 wrote:
So im thinking since my TU score increased nicely ill give Old Navy a shot again at a CLI. I call in, put my info. in and get the 'Were sorry, we cannot accomodate that request at this time' I'm like yup of course then...


however...........

whhaaaaat??? never heard this before!

We can offer you this amount instead, do you accept??

ARE YOU KIDDING ME? HELL YEA I ACCEPT!!

So im thinking wow.........lets give the others a shot.....

BAZINGA!!

Old Navy: $300CL increased $200 to $500
Walmart: $600CL increased $300 to $900
JCP: $150CL increased $300 to $450

So there is life on GE cards in my wallet! Theyve been moved from death row to probation!

Congratulations LS2982! Glad to hear your getting some luv from GE. I was just approved for a Walmart store credit card last month and a Sams Club Discover Card with a much higher limt beginning of March. As Walmart gave me a lower credit limit in your opinion should I pay this off each month in full or carry a small balance? How long have you had your Walmart card before you received a credit limit increase? Thank you for replying with any suggestions. Hoping to get some luv from GECRB in a few months. Have a terrific day!


I'd charge it heavily and PIF every month. GE loves usage.


Thanks for the tip LS, I'm gonna buy the new IPAD on the 16th and pay in full over (2) two months. Hopefully, this will show great usage on Walmart Store Card.

Message 41 of 49
LS2982
Mega Contributor

Re: FINALLY.........Some GE LUV!


@Anonymous wrote:

@LS2982 wrote:

@Anonymous wrote:

@LS2982 wrote:
So im thinking since my TU score increased nicely ill give Old Navy a shot again at a CLI. I call in, put my info. in and get the 'Were sorry, we cannot accomodate that request at this time' I'm like yup of course then...


however...........

whhaaaaat??? never heard this before!

We can offer you this amount instead, do you accept??

ARE YOU KIDDING ME? HELL YEA I ACCEPT!!

So im thinking wow.........lets give the others a shot.....

BAZINGA!!

Old Navy: $300CL increased $200 to $500
Walmart: $600CL increased $300 to $900
JCP: $150CL increased $300 to $450

So there is life on GE cards in my wallet! Theyve been moved from death row to probation!

Congratulations LS2982! Glad to hear your getting some luv from GE. I was just approved for a Walmart store credit card last month and a Sams Club Discover Card with a much higher limt beginning of March. As Walmart gave me a lower credit limit in your opinion should I pay this off each month in full or carry a small balance? How long have you had your Walmart card before you received a credit limit increase? Thank you for replying with any suggestions. Hoping to get some luv from GECRB in a few months. Have a terrific day!


I'd charge it heavily and PIF every month. GE loves usage.


Thanks for the tip LS, I'm gonna buy the new IPAD on the 16th and pay in full over (2) two months. Hopefully, this will show great usage on Walmart Store Card.


Sounds like a good start!




EQ FICO 548 3/3/16
Message 42 of 49
tinuviel
Moderator Emeritus

Re: FINALLY.........Some GE LUV!

Congrats!!! Glad to hear that GE is finally starting to grow for you! Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 43 of 49
tinuviel
Moderator Emeritus

Re: FINALLY.........Some GE LUV!


@Happychap wrote:

 

I also just took the plunge to see what I could get...

 

Lowes Current: $700  -Req: 1200  Approved 1200  - Damn shoud have asked for more!

 

Amazon  Current: $600   Req:1200   Denied - counter offered $900  -

 

Not bad, a total of $800 increase to help with util!

 

 


 

Congrats on the increases!

 

It sounds as if GE has changed their CLI request procedure. In the past, I just clicked on the "luv" button on the computer screen, input my income and it came back with the increase; I've never had to ask for a specific amount. Is this new? And, how are you folks deciding how much of an increase to request?


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Message 44 of 49
irod1277
New Contributor

Re: FINALLY.........Some GE LUV!

I tried both my Walmart & JCPenney cards & again no love.

Message 45 of 49
LS2982
Mega Contributor

Re: FINALLY.........Some GE LUV!


@irod1277 wrote:
I tried both my Walmart & JCPenney cards & again no love.

Be patient, they declined me constantly and finally after I decreased my util. bigtime they approved them!




EQ FICO 548 3/3/16
Message 46 of 49
LS2982
Mega Contributor

Re: FINALLY.........Some GE LUV!

I think i'm a month early asking for increases, since last time was 3/8 Smiley Sad

 

I need more GE luv!!!




EQ FICO 548 3/3/16
Message 47 of 49
YahComb
Established Contributor

Re: FINALLY.........Some GE LUV!

called in, got my Paypal MC bumped to 2K from 1K over the weekend. been open since a few days after feb 10th when i applied, so not quite 120 days or 4 months.  last used it near the end of may for a metro pass(40 bucks), before that not since late feb/early march for some computer stuff(a little over 300, paid of before 1st statement)

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 48 of 49
injustifiiable
Valued Contributor

Re: FINALLY.........Some GE LUV!

I want some GE luv....I'd love one of those cute Gap cards...

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 49 of 49
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