Reply
Established Contributor
Posts: 533
Registered: ‎03-05-2009
0

FINALLY!!! Some love from Citi

Since I was a college student, I have tried and tried to get a citi account, not that I really needed it or anything, it just seemed that one allusive account I could never attain, usually due to too many inquiries (somewhere around 3 or 4).

 

Anyway, I recently was taken on by my fathers business which has been in operation for over 30 years and is mainly a small financial broker, however, in the past 10 years he has also  taken on a large amount of real estate, mostly for retirement purposes.  Anyway, when I started going through some things I realized he had NO business credit whatsoever...  I asked him about it and he was like "No need, i pay in cash or charge it to my personal account if they have to use a credit card."

 

Fast forward to last week, I applied for a citi business credit and was... hold your breath... APPROVED!! for 80k.

 

Well, feeling lucky and kinda stupid I immediately applied for a personal card and was.... APPROVED!!  for 4k.

Arg... one of my lowest limits, but hey, I guess dreams do come true, even if they are not as good as you had hoped.

 

 

Also, I had more inquiries on this application than ever before and still got approved... go figure! 

Frequent Contributor
Posts: 320
Registered: ‎05-03-2009
0

Re: FINALLY!!! Some love from Citi

Congrats!

 

Don't be discouraged by opening CL.  CITI will show the luv button frequently (usually every 3 months, if not sooner).

 

In addition their CLIs are above the norm.

 

 

I want PATIENCE...and I want it NOW
Frequent Contributor
Posts: 401
Registered: ‎02-23-2009
0

Re: FINALLY!!! Some love from Citi

Congrats, very nice BUsiness Card credit line..

 

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.