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Since I was a college student, I have tried and tried to get a citi account, not that I really needed it or anything, it just seemed that one allusive account I could never attain, usually due to too many inquiries (somewhere around 3 or 4).
Anyway, I recently was taken on by my fathers business which has been in operation for over 30 years and is mainly a small financial broker, however, in the past 10 years he has also taken on a large amount of real estate, mostly for retirement purposes. Anyway, when I started going through some things I realized he had NO business credit whatsoever... I asked him about it and he was like "No need, i pay in cash or charge it to my personal account if they have to use a credit card."
Fast forward to last week, I applied for a citi business credit and was... hold your breath... APPROVED!! for 80k.
Well, feeling lucky and kinda stupid I immediately applied for a personal card and was.... APPROVED!! for 4k.
Arg... one of my lowest limits, but hey, I guess dreams do come true, even if they are not as good as you had hoped.
Also, I had more inquiries on this application than ever before and still got approved... go figure!
Congrats!
Don't be discouraged by opening CL. CITI will show the luv button frequently (usually every 3 months, if not sooner).
In addition their CLIs are above the norm.
Congrats, very nice BUsiness Card credit line..