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Registered: ‎01-29-2008
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FINALLY THE REQUEST CLI LINK FROM CITI

I opened my citi platinium mastercard on March 30, finally today in the tools section there was a link to request a cli, when I click on it, message popped up to contact customer service to request a cli, does anyone think it will be a hard pull, what information will they request, they must already know my yearly wage earnings from when I did my credit application.  Thanks for any information


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
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Re: FINALLY THE REQUEST CLI LINK FROM CITI

That's a good sign.  It should be a soft or none at all, but if that message comes up to call, they want you to verify your income and if your CR looks good, you should get the increase.  Let us know what they say!

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Re: FINALLY THE REQUEST CLI LINK FROM CITI

If there was a form to fill out (blanks where you have to enter your info), it's a hard.

 

If it says something like, "You've been given a $1K increase in your CL; do you want it?", then it's a soft, and it's already approved.

 

This is unique to Citi. You always know with them whether it will be hard or soft by the presence or absence of the online form.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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Re: FINALLY THE REQUEST CLI LINK FROM CITI

It seems like CITI has all sorts of things going on. They're offering me a CLI online, but first I have to share my banking info with them. Thanks, but no thanks.

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1
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Re: FINALLY THE REQUEST CLI LINK FROM CITI

 


fused wrote:

It seems like CITI has all sorts of things going on. They're offering me a CLI online, but first I have to share my banking info with them. Thanks, but no thanks.


How about sharing it with your close friends here???  :smileytongue:

 

 

 

From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
6/10 TU -772

You can do the same thing with hard work

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Registered: ‎09-06-2008
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Re: FINALLY THE REQUEST CLI LINK FROM CITI

fused, don't you pay your credit cards through a bank account?

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Valued Contributor
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Registered: ‎01-29-2008
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Re: FINALLY THE REQUEST CLI LINK FROM CITI

Called Citi today recieved $1,400 cl, no hard pull as I checked my reports, wanted to know my yearly earnings, then asked what i wanted for an increase, I stated $2500  need help with utilization, it was a no go, although cl now at $5,600


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
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Re: FINALLY THE REQUEST CLI LINK FROM CITI

 


laz98 wrote:

 

fused, don't you pay your credit cards through a bank account?


Yes, I do. I don't know why CITI is asking for more info. Also, I don't see anything in writing that states I give them permission to contact my banks and start verifying info and balances.

 

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1
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Registered: ‎09-06-2008
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Re: FINALLY THE REQUEST CLI LINK FROM CITI

 


fused wrote:

laz98 wrote:

 

fused, don't you pay your credit cards through a bank account?


Yes, I do. I don't know why CITI is asking for more info. Also, I don't see anything in writing that states I give them permission to contact my banks and start verifying info and balances.


i agree.  that seems overly intrusive.  i wouldn't want them to be doing that either.

 

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
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Posts: 19
Registered: ‎05-25-2010
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Re: FINALLY THE REQUEST CLI LINK FROM CITI

I have seen this link the first time today on my Citi card account.

However I have a SECURED Mastercard with them since March 10???? How can that happen? It is not due for graduation until Oct. 11???

Anyways I clicked on it.. and it says : Unable to fulfill your request... Please contact customer service at .....

Strange anyways. I do accept the fact, that you can't request a CLI with their Secured Card, but why does it show up there???

 

LEXiiON


Starting Score: 703
Current Score: 719
Goal Score: 750


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