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Contributor
RonDawg
Posts: 305
Registered: ‎10-19-2012

Re: FINALLY broke into the $5000 limit ! :)

Congrats!

-Ouch Fell out of the Garden-
AMEX PR Gold, AMEX Blue cash (15k), AMEX Delta (5k), US Bank Premier Line (14.5k), US Bank Cash + (5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (3.25k), Alerus Financial Visa Signature issued by Elan (10k) and JCPenney (5k..Oldest Account 20 Years)
FICO Score = 785 TU & 739 EQ Goal is 800 TU & 750 EQ
CreditKarma score = 762, CreditSesame score = 780, Vantage = 861
Valued Contributor
beb86
Posts: 1,096
Registered: ‎10-31-2011

Re: FINALLY broke into the $5000 limit ! :)

Congrats!!

ccpics2.jpg
Frequent Contributor
wallyworld123
Posts: 428
Registered: ‎01-04-2012

Re: FINALLY broke into the $5000 limit ! :)

Congrats wonderful news!

Frequent Contributor
JonStur
Posts: 351
Registered: ‎12-25-2010

Re: FINALLY broke into the $5000 limit ! :)

Way to go...


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 796 EX 780 EQ 750
Goal Score: 800 Club


Take the FICO Fitness Challenge
Contributor
ricefed
Posts: 115
Registered: ‎02-17-2011

Re: FINALLY broke into the $5000 limit ! :)

Congrats
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: FINALLY broke into the $5000 limit ! :)

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Valued Contributor
creditnocash
Posts: 1,916
Registered: ‎07-23-2012

Re: FINALLY broke into the $5000 limit ! :)

[ Edited ]

nuggets321 wrote:

Discover is my favorite card, their rewards program is the most hastle free of my credit lineup. I tried to get a cli via online chat (from 3k to 5k)  and got shot down, the chat CSR actually had some personality and I didnt feel all dejected after the chat session. At the end she gave me a number to call a credit analyst so I went fwd with it. He said that they would have to do a hard pull (to which I agreed) and after about ten minutes of answering various questions and being on hold twice, he came back and said that due to my strong payment history that he would increase to 5k ! This was at 1030 this morning and Im still smiling with my small accomplishment !


congrats on the cli

may i ask what your aaoa is? 

we have alot of the same cards lol. and even the same type of car (toyota) 

 

i have the zync, freedom, best buy card, walmart, and macys. 

besides my zync, freedom, and employee credit card all are above 2k. 

got my first 5k limit with walmart a few days ago. 

scores are strong just my aaoa is killing me =/

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: FINALLY broke into the $5000 limit ! :)

5k is a huge milestone since it opens doors for companies like other Visa signiture cards =) Chase Sapphire for example they do NOT like being the first card issuer with a high limit =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Frequent Contributor
nuggets321
Posts: 338
Registered: ‎03-25-2011

Re: FINALLY broke into the $5000 limit ! :)

@ creditnocash average acge of accounts is approx 2 years, took a god hit twith the age of accounts with a purchase of a 4runner in Aug of this year. All 3 bureaus are squeaky clean....

TU-691 (MYFICO) EQ- 665 (MYFICO) EXP 717(Amex denial letter)
My Wallet : Dicover More 5000CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 2000CL / GEMBWalMart 4500CL / Zales 2000CL-Kays 1800-Jared 1800-Macys 1500CL /SSFCU 1000CL / CitiBank Plat Select 2000CL / CHASE Freedom 1100CL / Lowes 4500 CL / BBuyStoreCard 2700CL Sears Store Card (Citi) 1920 / Firestone CFNB 1400 Toyota Financial $35,000 Auto Loan /1000DiscountTire(GECRB)
Regular Contributor
Mellon
Posts: 178
Registered: ‎08-31-2007

Re: FINALLY broke into the $5000 limit ! :)

congrats


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