FINALLY broke into the $5000 limit ! :)

nuggets321 · ‎03-25-2011

Discover is my favorite card, their rewards program is the most hastle free of my credit lineup. I tried to get a cli via online chat (from 3k to 5k) and got shot down, the chat CSR actually had some personality and I didnt feel all dejected after the chat session. At the end she gave me a number to call a credit analyst so I went fwd with it. He said that they would have to do a hard pull (to which I agreed) and after about ten minutes of answering various questions and being on hold twice, he came back and said that due to my strong payment history that he would increase to 5k ! This was at 1030 this morning and Im still smiling with my small accomplishment !

TU-691 (MYFICO) EQ- 665 (MYFICO) EXP 717(Amex denial letter)
My Wallet : Dicover More 5000CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 2000CL / GEMBWalMart 4500CL / Zales 2000CL-Kays 1800-Jared 1800-Macys 1500CL /SSFCU 1000CL / CitiBank Plat Select 2000CL / CHASE Freedom 1100CL / Lowes 4500 CL / BBuyStoreCard 2700CL Sears Store Card (Citi) 1920 / Firestone CFNB 1400 Toyota Financial $35,000 Auto Loan /1000DiscountTire(GECRB)

HiLine · ‎10-19-2012

Congratulations!!! Setting a precedent is extremely important in the credit-building game. Soon other cards of yours will follow suit. Great move!

---> HiLine's personal finance blog - Follow my journey!

mxp114 · ‎09-01-2011

Congrats on achieving that milestone!

Cageym · ‎07-31-2012

Outstanding, congrats!

What's in my wallet: Cap1 MC $5K NFCU Sig Visa $20k Amex Zync NPSL Delta Gold $18k BCE $2k Citi Simplicity $5450 Priority Select Visa 5.9K
Starting Score: 5/2010 550-ish
Current Score: 4/30/2013 TU 800 4/30/2013 EQ 793 1/04/2013 EX(USAA) 779
Goal Score: 800

madmann26 · ‎08-30-2012

Congrats!!!

Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey

webhopper · ‎09-16-2011

Awesome milestone! I just got to 5k with discover this year too via auto CLI requests.

Congratulations!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!

Take the myFICO Fitness Challenge

Madman94044 · ‎07-01-2012

Congrats

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 746 TU 712 EX 712, Amex pull
Goal Score: 720
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $6000 Discover More $1200.

tburns · ‎11-04-2010

Congrats!!!

I love Discover. It's my most used card.

Started out last year with $750 @ 22.9% and am now at $3000 @ 16.9% with them.

Not my lowest rate nor my highest limit, for some reason I prefer them the most.

EandK23 · ‎09-12-2012

Congrats! Discover was very kind to me as well!

Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780

Take the FICO Fitness Challenge

obageegee · ‎09-30-2012

+1

Starting Score: 530 - 2/12
Current Score: EX - 682 EQ - 704 TU-680
Goal Score: 700+
App free since 5/22/13

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FINALLY broke into the $5000 limit ! :)

Re: FINALLY broke into the $5000 limit ! :)

Re: FINALLY broke into the $5000 limit ! :)

Re: FINALLY broke into the $5000 limit ! :)

Re: FINALLY broke into the $5000 limit ! :)

Re: FINALLY broke into the $5000 limit ! :)

Re: FINALLY broke into the $5000 limit ! :)

Re: FINALLY broke into the $5000 limit ! :)

Re: FINALLY broke into the $5000 limit ! :)

Re: FINALLY broke into the $5000 limit ! :)