Today I called applied bank and credit one into my office and terminated them both for
under performing and over charging me. 
.
they both served there purpose for rebuilding but they are now in the shredder.
I have replaced them with a great card from my credit union.
so here is where I am now
capital one 5550.00 credit line 7.1%
capital one 1500.00 credit line 12.99%
kay jewelers 7300.00 credit line 23.99%
america first cu 3000.00 credit line 10.25%
target 1000.00 credit line 20 something %
rc willey 1000.00 credit line 20 something %
Every card I have I got from following the advice on these forums. I was bankrupt just 36 months ago
and had no clue where to go or how to rebuild until I found you guys Thanks!
Starting Score: 649
Congratulations!!!
Since you did a great job of firing their butts, when it comes time for me to fire First Premier's butt would you like to do the honors? 
I want them to KNOW that they've been fired!
Congratulations! Keep pressing--perseverance and tenacity, applying the correct guidance, pays off!
it's nice to have a lot of credit cards, esperically when you're young and still in school.
I think I've passed that stage already. Right now, I'm settling for AMEX, Discover, MC, Visa, Department card. Im planning to get a mortgage in a few years later.
@CrdtLrnr wrote:Congratulations! Keep pressing--perseverance and tenacity, applying the correct guidance, pays off!
TY for sharing your great post and super congrats on your accomplishment
thanks guys