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New Contributor
Posts: 65
Registered: ‎02-23-2008
0

FIRED

Today I called applied bank and credit one into my office and terminated them both for

under performing and over charging me. :smileytongue:.

they both served there purpose for rebuilding but they are now in the shredder.

I have replaced them with a great card from my credit union.

so here is where I am now

 

capital one 5550.00 credit line  7.1%

capital one 1500.00 credit line  12.99%

kay jewelers 7300.00 credit line 23.99%

america first cu 3000.00 credit line 10.25%

target 1000.00 credit line  20 something %

rc willey 1000.00 credit line 20 something %

 

Every card I have I got from following the advice on these forums. I was bankrupt just 36 months ago

and had no clue where to go or how to rebuild until I found you guys Thanks!

 


Starting Score: 649
Current Score: 680
Goal Score: 700


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Epic Contributor
Posts: 23,219
Registered: ‎10-23-2007
0

Re: FIRED

wow, super congrats!

Fico Scores: EQ- 668 DCU., TU 704 Best Buy, EX 700 Chase (2/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
0

Re: FIRED

Good for you, Gambler! You're in charge, so kudos for standing your ground.

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Frequent Contributor
Posts: 253
Registered: ‎09-01-2009
0

Re: FIRED

[ Edited ]

Congratulations!!!

Since you did a great job of firing their butts, when it comes time  for me to fire First Premier's butt would you like to do the honors? :smileyvery-happy:  I want them to KNOW that they've been fired!

New Contributor
Posts: 69
Registered: ‎06-28-2010
0

Re: FIRED

Congratulations!  Keep pressing--perseverance and tenacity, applying the correct guidance, pays off!   :smileyvery-happy:

Established Member
Posts: 23
Registered: ‎07-03-2010
0

Re: FIRED

it's nice to have a lot of credit cards, esperically when you're young and still in school.

I think I've passed that stage already. Right now, I'm settling for AMEX, Discover, MC, Visa, Department card. Im planning to get a mortgage in a few years later.


CrdtLrnr wrote:

Congratulations!  Keep pressing--perseverance and tenacity, applying the correct guidance, pays off!   :smileyvery-happy:


 

Established Contributor
Posts: 778
Registered: ‎03-07-2007
0

Re: FIRED

:smileywink: TY for sharing your great post and super congrats on your accomplishment


Starting Score: 621
Current Score: 784
Goal Score: 800


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New Contributor
Posts: 65
Registered: ‎02-23-2008
0

Re: FIRED

thanks guys


Starting Score: 649
Current Score: 680
Goal Score: 700


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