08-22-2010 05:02 PM
Today I called applied bank and credit one into my office and terminated them both for
under performing and over charging me. .
they both served there purpose for rebuilding but they are now in the shredder.
I have replaced them with a great card from my credit union.
so here is where I am now
capital one 5550.00 credit line 7.1%
capital one 1500.00 credit line 12.99%
kay jewelers 7300.00 credit line 23.99%
america first cu 3000.00 credit line 10.25%
target 1000.00 credit line 20 something %
rc willey 1000.00 credit line 20 something %
Every card I have I got from following the advice on these forums. I was bankrupt just 36 months ago
and had no clue where to go or how to rebuild until I found you guys Thanks!
08-22-2010 08:44 PM - edited 08-22-2010 08:45 PM
Since you did a great job of firing their butts, when it comes time for me to fire First Premier's butt would you like to do the honors? I want them to KNOW that they've been fired!
08-22-2010 09:23 PM
it's nice to have a lot of credit cards, esperically when you're young and still in school.
I think I've passed that stage already. Right now, I'm settling for AMEX, Discover, MC, Visa, Department card. Im planning to get a mortgage in a few years later.
Congratulations! Keep pressing--perseverance and tenacity, applying the correct guidance, pays off!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO