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New Contributor
gamblerx15
Posts: 65
Registered: ‎02-23-2008
0

FIRED

Today I called applied bank and credit one into my office and terminated them both for

under performing and over charging me. :smileytongue:.

they both served there purpose for rebuilding but they are now in the shredder.

I have replaced them with a great card from my credit union.

so here is where I am now

 

capital one 5550.00 credit line  7.1%

capital one 1500.00 credit line  12.99%

kay jewelers 7300.00 credit line 23.99%

america first cu 3000.00 credit line 10.25%

target 1000.00 credit line  20 something %

rc willey 1000.00 credit line 20 something %

 

Every card I have I got from following the advice on these forums. I was bankrupt just 36 months ago

and had no clue where to go or how to rebuild until I found you guys Thanks!

 


Starting Score: 649
Current Score: 680
Goal Score: 700


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Mega Contributor
Creditaddict
Posts: 19,441
Registered: ‎10-23-2007
0

Re: FIRED

wow, super congrats!

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Moderator Emeritus
fused
Posts: 16,321
Registered: ‎03-12-2007
0

Re: FIRED

Good for you, Gambler! You're in charge, so kudos for standing your ground.

Credit Profile -
FICO 08 Scores (08-15-2014): EQ 820, EX 817, TU 814
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Credit Cards -
Amex BCP 25K ~ Amex Clear 25K ~ Amex Platinum NPSL ~ Chase Freedom Visa 19.3K ~ CITI Dividend World Mastercard 20.3K ~ FIA Fidelity Investments Platinum Plus Visa 40K ~ A Gold Visa with my local bank 10K
Frequent Contributor
FicoScore626
Posts: 253
Registered: ‎09-01-2009
0

Re: FIRED

[ Edited ]

Congratulations!!!

Since you did a great job of firing their butts, when it comes time  for me to fire First Premier's butt would you like to do the honors? :smileyvery-happy:  I want them to KNOW that they've been fired!

New Contributor
CrdtLrnr
Posts: 69
Registered: ‎06-28-2010
0

Re: FIRED

Congratulations!  Keep pressing--perseverance and tenacity, applying the correct guidance, pays off!   :smileyvery-happy:

Established Member
xecutioner
Posts: 22
Registered: ‎07-03-2010
0

Re: FIRED

it's nice to have a lot of credit cards, esperically when you're young and still in school.

I think I've passed that stage already. Right now, I'm settling for AMEX, Discover, MC, Visa, Department card. Im planning to get a mortgage in a few years later.


CrdtLrnr wrote:

Congratulations!  Keep pressing--perseverance and tenacity, applying the correct guidance, pays off!   :smileyvery-happy:


 


___________________________________________
7/03/2010 Equifax: 689 Experian: 639 TransUnion: 687
8/20/2010 Equifax: 737 Experian: 742 TransUnion: 727

myFico score: Equifax: 742[8/25/2010]
Established Contributor
orl2185
Posts: 777
Registered: ‎03-07-2007
0

Re: FIRED

:smileywink: TY for sharing your great post and super congrats on your accomplishment


Starting Score: 621
Current Score: 784
Goal Score: 800


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New Contributor
gamblerx15
Posts: 65
Registered: ‎02-23-2008
0

Re: FIRED

thanks guys


Starting Score: 649
Current Score: 680
Goal Score: 700


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